6. ALLOWANCE FOR LOAN LOSSES (Details) - USD ($)	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Beginning Balance	$ 8,781,000	$ 8,725,000
Charge-offs	2,261,000	601,000
Recoveries	1,023,000	357,000
Provision for Loan Losses		300,000
Ending Balance	7,543,000	8,781,000
Individually Evaluated for Impairment	2,154,000	2,915,000
Collectively Evaluated for Impairment	5,389,000	5,866,000
Construction/Land Development [Member]
Beginning Balance	4,442,000	4,738,000
Charge-offs	356,000	156,000
Recoveries	7,000	85,000
Provision for Loan Losses	(712,000)	(225,000)
Ending Balance	3,381,000	4,442,000
Individually Evaluated for Impairment	1,853,000	2,373,000
Collectively Evaluated for Impairment	1,528,000	2,069,000
Farmland [Member]
Beginning Balance	95,000
Charge-offs
Recoveries
Provision for Loan Losses	(61,000)	95,000
Ending Balance	34,000	95,000
Individually Evaluated for Impairment
Collectively Evaluated for Impairment	34,000	95,000
Real Estate [Member]
Beginning Balance	806,000	623,000
Charge-offs	23,000	25,000
Recoveries	4,000	37,000
Provision for Loan Losses	56,000	171,000
Ending Balance	843,000	806,000
Individually Evaluated for Impairment	221,000	238,000
Collectively Evaluated for Impairment	622,000	568,000
Multi-Family [Member]
Beginning Balance	71,000
Charge-offs
Recoveries
Provision for Loan Losses	(48,000)	71,000
Ending Balance	23,000	71,000
Individually Evaluated for Impairment
Collectively Evaluated for Impairment	23,000	71,000
Commercial Real Estate [Member]
Beginning Balance	445,000	126,000
Charge-offs	19,000
Recoveries	135,000	65,000
Provision for Loan Losses	144,000	254,000
Ending Balance	705,000	445,000
Individually Evaluated for Impairment		18,000
Collectively Evaluated for Impairment	705,000	427,000
Home Equity - Closed End [Member]
Beginning Balance	174,000	188,000
Charge-offs	8,000	26,000
Recoveries		6,000
Provision for Loan Losses	(91,000)	6,000
Ending Balance	75,000	174,000
Individually Evaluated for Impairment
Collectively Evaluated for Impairment	75,000	174,000
Home Equity - Open End [Member]
Beginning Balance	634,000	154,000
Charge-offs	370,000	51,000
Recoveries	120,000
Provision for Loan Losses	86,000	531,000
Ending Balance	470,000	634,000
Individually Evaluated for Impairment	60,000	269,000
Collectively Evaluated for Impairment	410,000	365,000
Commercial and Industrial Non-Real Estate [Member]
Beginning Balance	1,055,000	1,211,000
Charge-offs	293,000
Recoveries	267,000	62,000
Provision for Loan Losses	(443,000)	(218,000)
Ending Balance	586,000	1,055,000
Individually Evaluated for Impairment
Collectively Evaluated for Impairment	586,000	1,055,000
Consumer [Member]
Beginning Balance	108,000	214,000
Charge-offs	37,000	32,000
Recoveries	19,000	32,000
Provision for Loan Losses	(12,000)	(106,000)
Ending Balance	78,000	108,000
Individually Evaluated for Impairment
Collectively Evaluated for Impairment	78,000	108,000
Dealer Finance [Member]
Beginning Balance	836,000	1,336,000
Charge-offs	1,081,000	251,000
Recoveries	417,000	24,000
Provision for Loan Losses	1,117,000	(273,000)
Ending Balance	1,289,000	836,000
Individually Evaluated for Impairment	20,000	17,000
Collectively Evaluated for Impairment	1,269,000	819,000
Credit Cards [Member]
Beginning Balance	115,000	135,000
Charge-offs	74,000	60,000
Recoveries	54,000	46,000
Provision for Loan Losses	(36,000)	(6,000)
Ending Balance	59,000	115,000
Individually Evaluated for Impairment
Collectively Evaluated for Impairment	$ 59,000	$ 115,000