5. LOANS (Details 2) - USD ($)	Dec. 31, 2016	Dec. 31, 2015
30-59 Days Past due	$ 3,892,000	$ 5,236,000
60-89 Days Past due	641,000	1,835,000
Greater than 90 Days (excluding non-accrual)	107,000	571,000
Non-Accrual Loans	4,763,000	5,955,000
Total past due	9,403,000	13,597,000
Current	582,233,000	530,456,000
Total Loans Receivable	591,636,000	544,053,000
Construction/Land Development [Member]
30-59 Days Past due	73,000	104,000
60-89 Days Past due	101,000
Greater than 90 Days (excluding non-accrual)
Non-Accrual Loans	2,805,000	4,688,000
Total past due	2,979,000	4,792,000
Current	73,193,000	64,967,000
Total Loans Receivable	76,172,000	69,759,000
Farmland [Member]
30-59 Days Past due
60-89 Days Past due
Greater than 90 Days (excluding non-accrual)
Non-Accrual Loans
Total past due
Current	12,901,000	13,378,000
Total Loans Receivable	12,901,000	13,378,000
Real Estate [Member]
30-59 Days Past due	2,114,000	2,684,000
60-89 Days Past due	340,000	1,332,000
Greater than 90 Days (excluding non-accrual)	81,000	272,000
Non-Accrual Loans	1,399,000	1,010,000
Total past due	3,934,000	5,298,000
Current	168,824,000	161,289,000
Total Loans Receivable	172,758,000	166,587,000
Multi-Family [Member]
30-59 Days Past due
60-89 Days Past due
Greater than 90 Days (excluding non-accrual)
Non-Accrual Loans
Total past due
Current	7,605,000	7,559,000
Total Loans Receivable	7,605,000	7,559,000
Commercial Real Estate [Member]
30-59 Days Past due	139,000	340,000
60-89 Days Past due		241,000
Greater than 90 Days (excluding non-accrual)
Non-Accrual Loans
Total past due	139,000	581,000
Current	149,922,000	127,451,000
Total Loans Receivable	150,061,000	128,032,000
Home Equity - Closed End [Member]
30-59 Days Past due	101,000	41,000
60-89 Days Past due		7,000
Greater than 90 Days (excluding non-accrual)
Non-Accrual Loans	32,000
Total past due	133,000	48,000
Current	11,320,000	9,087,000
Total Loans Receivable	11,453,000	9,135,000
Home Equity - Open End [Member]
30-59 Days Past due	309,000	918,000
60-89 Days Past due		46,000
Greater than 90 Days (excluding non-accrual)		107,000
Non-Accrual Loans	279,000	40,000
Total past due	588,000	1,111,000
Current	53,832,000	55,488,000
Total Loans Receivable	54,420,000	56,599,000
Commercial and Industrial Non-Real Estate [Member]
30-59 Days Past due	313,000	114,000
60-89 Days Past due	5,000	3,000
Greater than 90 Days (excluding non-accrual)		25,000
Non-Accrual Loans	70,000	109,000
Total past due	388,000	251,000
Current	30,918,000	27,703,000
Total Loans Receivable	31,306,000	27,954,000
Consumer [Member]
30-59 Days Past due	35,000	120,000
60-89 Days Past due	4,000	10,000
Greater than 90 Days (excluding non-accrual)
Non-Accrual Loans
Total past due	39,000	130,000
Current	6,604,000	8,089,000
Total Loans Receivable	6,643,000	8,219,000
Dealer Finance [Member]
30-59 Days Past due	790,000	905,000
60-89 Days Past due	187,000	183,000
Greater than 90 Days (excluding non-accrual)	26,000	152,000
Non-Accrual Loans	178,000	108,000
Total past due	1,181,000	1,348,000
Current	64,314,000	52,738,000
Total Loans Receivable	65,495,000	54,086,000
Credit Cards [Member]
30-59 Days Past due	18,000	10,000
60-89 Days Past due	4,000	13,000
Greater than 90 Days (excluding non-accrual)		15,000
Non-Accrual Loans
Total past due	22,000	38,000
Current	2,800,000	2,707,000
Total Loans Receivable	$ 2,822,000	$ 2,745,000