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4. SECURITIES (Details) - USD ($)
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Available-for-Sale Securities    
Amortized Cost $ 24,773,714 $ 13,041,782
Gross Unrealized Gains 8,791 15,763
Gross Unrealized Losses 10,600
Fair Value 24,782,505 13,046,945
Mortgage Backed Obligations of Federal Agencies [Member]    
Available-for-Sale Securities    
Amortized Cost 634,009 810,802
Gross Unrealized Gains 123 6,143
Gross Unrealized Losses
Fair Value 634,132 816,945
U. S. Treasuries [Member]    
Available-for-Sale Securities    
Amortized Cost 24,004,705 4,015,440
Gross Unrealized Gains 8,668 5,840
Gross Unrealized Losses
Fair Value 24,013,373 4,021,280
Held-to-Maturity Securities    
Amortized Cost - Held-to-Maturity 125,005 125,043
Gross Unrealized Gains
Gross Unrealized Losses
Fair Value - Held-to-Maturity 125,005 125,043
Government sponsored enterprises [Member]    
Available-for-Sale Securities    
Amortized Cost 8,080,540
Gross Unrealized Gains 3,780
Gross Unrealized Losses 10,600
Fair Value 8,073,720
Equity securities [Member]    
Available-for-Sale Securities    
Amortized Cost 135,000 135,000
Gross Unrealized Gains
Gross Unrealized Losses
Fair Value $ 135,000 $ 135,000