21. REGULATORY MATTERS (Tables)

12 Months Ended

Dec. 31, 2016

Regulatory Matters Tables

Actual Capital Ratios For The Bank

The actual capital ratios for the Bank are presented in the following table (dollars in thousands):

	Actual					Minimum Capital Requirement					Minimum to be Well Capitalized Under Prompt Corrective Action Provisions
December 31, 2016	Amount		Ratio			Amount		Ratio			Amount		Ratio
Total risk-based ratio	$	93,519		15.08	%	$	49,615		8.00	%	$	62,019		10.00	%
Tier 1 risk-based ratio		85,976		13.86	%		37,212		6.00	%		49,615		8.00	%
Common equity tier 1		85,976		13.86	%		27,909		4.50	%		40,312		6.50	%
Total assets leverage ratio		85,976		11.83	%		29,065		4.00	%		36,331		5.00	%

	Actual					Minimum Capital Requirement					Minimum to be Well Capitalized Under Prompt Corrective Action Provisions
December 31, 2015	Amount		Ratio			Amount		Ratio			Amount		Ratio
Total risk-based ratio	$	86,053		15.24	%	$	45,157		8.00	%		56,447		10.00	%
Tier 1 risk-based ratio		78,976		13.99	%		33,868		6.00	%		45,157		8.00	%
Common equity tier 1		78,976		13.99	%		25,401		4.50	%		36,690		6.50	%
Total assets leverage ratio		78,976		12.06	%		26,185		4.00	%		32,731		5.00	%