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3. CASH AND DUE FROM BANKS
12 Months Ended
Dec. 31, 2016
Accounting Policies [Abstract]  
NOTE 3. CASH AND DUE FROM BANKS

The Bank is required to maintain average reserve balances based on a percentage of deposits. Due to the deposit reclassification procedures implemented by the Bank, there is no Federal Reserve Bank reserve requirement for the years ended December 31, 2016 and 2015.