20 FAIR VALUE MEASUREMENTS (Details 4) - USD ($)	Dec. 31, 2016	Dec. 31, 2015
Assets:
Cash and cash equivalents, Carrying amount	$ 16,355,000	$ 8,519,000
Cash and cash equivalents, Fair value	16,355,000	8,519,000
Securities, Carrying amount	24,908,000	13,172,000
Securities, Fair value	24,908,000	13,172,000
Loans held for sale, Carrying Amount	62,735,000	57,806,000
Loans held for sale, Fair Value	62,735,000	57,806,000
Loans held for investment, net, Carrying Amount	584,093,000	535,272,000
Loans held for investment, net, Fair Value	598,991,000	546,792,000
Interest receivable, Carrying Amount	1,785,000	1,709,000
Interest receivable, Fair Value	1,785,000	1,709,000
Bank owned life insurance, Carrying Amount	13,513,000	13,046,000
Bank owned life insurance, Fair Value	13,513,000	13,046,000
Total Assets, Carrying Amount	703,389,000	629,524,000
Total Assets, Fair Value	718,287,000	641,044,000
Liabilities
Deposits, Carrying Amount	537,085,000	494,670,000
Deposits, Fair Value	537,930,000	496,154,000
Short-term debt, Carrying Amount	40,000,000	24,954,000
Short-term debt, Fair Value	40,000,000	24,954,000
Long-term debt, Carrying Amount	64,237,000	48,161,000
Long-term debt, Fair Value	63,945,000	48,565,000
Interest payable, Carrying Amount	228,000	203,000
Interest payable, Fair Value	228,000	203,000
Total Liabilities, Carrying Amount	641,550,000	567,988,000
Total Liabilities, Fair Value	642,103,000	569,472,000
Quoted Prices in Active Markets for Identical Assets (Level 1) for selling costs
Assets:
Cash and cash equivalents, Fair value	16,355,000	8,519,000
Securities, Fair value
Loans held for sale, Fair Value
Loans held for investment, net, Fair Value
Interest receivable, Fair Value
Bank owned life insurance, Fair Value
Total Assets, Fair Value	16,355,000	8,519,000
Liabilities
Deposits, Fair Value
Short-term debt, Fair Value
Long-term debt, Fair Value
Interest payable, Fair Value
Total Liabilities, Fair Value
Fair Value Inputs Level 2 [Member]
Assets:
Cash and cash equivalents, Fair value
Securities, Fair value	24,908,000	13,172,000
Loans held for sale, Fair Value	62,735,000	57,806,000
Loans held for investment, net, Fair Value
Interest receivable, Fair Value	1,785,000	1,709,000
Bank owned life insurance, Fair Value	13,513,000	13,046,000
Total Assets, Fair Value	102,941,000	85,733,000
Liabilities
Deposits, Fair Value	379,857,000	333,630,000
Short-term debt, Fair Value	40,000,000	24,954,000
Long-term debt, Fair Value
Interest payable, Fair Value	228,000	203,000
Total Liabilities, Fair Value	420,085,000	358,787,000
Fair Value Inputs Level 3 [Member]
Assets:
Cash and cash equivalents, Fair value
Securities, Fair value
Loans held for sale, Fair Value
Loans held for investment, net, Fair Value	598,991,000	546,792,000
Interest receivable, Fair Value
Bank owned life insurance, Fair Value
Total Assets, Fair Value	598,991,000	546,792,000
Liabilities
Deposits, Fair Value	158,073,000	162,524,000
Short-term debt, Fair Value
Long-term debt, Fair Value	63,945,000	48,565,000
Interest payable, Fair Value
Total Liabilities, Fair Value	$ 222,018,000	$ 210,685,000