Consolidated Statements of Cash Flows (Unaudited) (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Cash flows from operating activities
Net income	$ 1,183	$ 1,216
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	148	150
Amortization of security premiums, net	24	9
Loans held for sale originated	(7,222)	(21,708)
Sale of loans held for sale originated	8,629	28,623
Provision for loan losses	750	900
(Increase) decrease in interest receivable	(15)	(4)
(Increase) decrease in other assets	(356)	38
Increase (decrease) in accrued expenses	55	(363)
Amortization of limited partnership investments	152	150
Income from life insurance investment	(116)	(126)
Gain on Other Real Estate Owned	(1)
Net adjustments	2,048	7,669
Net cash provided by operating activities	3,231	8,885
Cash flows from investing activities
Purchase of investments available for sale	(4,108)	(4,002)
Proceeds from maturity of investments available for sale	23,009	3,539
Net (increase) decrease in loans held for investment	(9,009)	(934)
Net (increase) decrease in loans held for sale participations	(3,181)	49,161
Proceeds from the sale of other real estate owned	401	331
Purchase of property and equipment	(137)	(88)
Net cash provided by investing activities	6,975	48,007
Cash flows from financing activities
Net change in demand and savings deposits	9,895	5,792
Net change in time deposits	(2,500)	(609)
Net change in short-term debt	274	(31,425)
Cash dividends paid	(427)	(425)
Proceeds from issuance of common stock	12,026	26
Repayment of long-term debt		(5,429)
Net cash provided by (used in) financing activities	19,268	(32,070)
Net increase in Cash and cash equivalents	29,474	24,822
Cash and cash equivalents, beginning of period	6,545	8,997
Cash and cash equivalents, end of period	36,019	33,819
Supplemental disclosure
Cash paid for Interest expense	981	1,237
Cash paid for Income taxes
Transfers from loans to Other Real Estate Owned	397	216
Noncash exchange of other real estate owned	$ (188)