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4. Allowance for Loan Losses (Details 3) (USD $)
In Thousands, unless otherwise specified
Mar. 31, 2014
Dec. 31, 2013
Construction/Land Development $ 70,648 $ 68,512
Farmland 12,532 13,197
Real Estate 155,774 154,628
Multi-Family 11,693 11,797
Commercial Real Estate 116,583 113,415
Home Equity - closed end 9,451 10,228
Home Equity - open end 47,187 47,358
Commercial & Industrial (Non-Real Estate) 25,953 25,903
Total 449,821 445,038
Grade 1 Minimal Risk [Member]
   
Construction/Land Development      
Farmland 68 69
Real Estate      
Multi-Family      
Commercial Real Estate      
Home Equity - closed end      
Home Equity - open end      
Commercial & Industrial (Non-Real Estate) 777 815
Total 845 884
Grade 2 Modest Risk [Member]
   
Construction/Land Development      
Farmland      
Real Estate 555 562
Multi-Family 649 668
Commercial Real Estate 1,554 1,897
Home Equity - closed end      
Home Equity - open end 1,574 1,482
Commercial & Industrial (Non-Real Estate) 120 92
Total 4,452 4,701
Grade 3 Average Risk [Member]
   
Construction/Land Development 5,734 3,166
Farmland 1,358 1,406
Real Estate 68,256 68,241
Multi-Family 4,382 4,442
Commercial Real Estate 23,899 18,062
Home Equity - closed end 4,483 4,574
Home Equity - open end 12,861 13,308
Commercial & Industrial (Non-Real Estate) 4,272 3,631
Total 125,245 116,830
Grade 4 Acceptable Risk [Member]
   
Construction/Land Development 25,374 25,657
Farmland 4,103 5,206
Real Estate 52,815 52,190
Multi-Family 2,041 2,275
Commercial Real Estate 56,142 55,350
Home Equity - closed end 3,064 3,117
Home Equity - open end 26,189 26,734
Commercial & Industrial (Non-Real Estate) 15,165 16,265
Total 184,893 186,794
Grade 5 Marginally Acceptable [Member]
   
Construction/Land Development 11,206 11,116
Farmland 5,449 4,816
Real Estate 19,864 19,037
Multi-Family 4,621 4,412
Commercial Real Estate 20,577 21,677
Home Equity - closed end 1,418 1,870
Home Equity - open end 5,756 4,840
Commercial & Industrial (Non-Real Estate) 2,936 3,108
Total 71,827 70,876
Grade 6 Watch [Member]
   
Construction/Land Development 1,257 2,946
Farmland    143
Real Estate 6,066 7,821
Multi-Family     
Commercial Real Estate 12,241 13,406
Home Equity - closed end 246 281
Home Equity - open end 306 327
Commercial & Industrial (Non-Real Estate) 2,454 1,516
Total 22,570 26,440
Grade 7 Substandard [Member]
   
Construction/Land Development 27,077 25,627
Farmland 1,554 1,557
Real Estate 8,218 6,777
Multi-Family      
Commercial Real Estate 2,170 3,023
Home Equity - closed end 240 386
Home Equity - open end 501 667
Commercial & Industrial (Non-Real Estate) 229 476
Total 39,989 38,513
Grade 8 Doubtful [Member]
   
Construction/Land Development      
Farmland      
Real Estate      
Multi-Family      
Commercial Real Estate      
Home Equity - closed end      
Home Equity - open end      
Commercial & Industrial (Non-Real Estate)      
Total