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4. Allowance for Loan Losses (Details) (USD $)
In Thousands, unless otherwise specified
3 Months Ended 12 Months Ended
Mar. 31, 2014
Dec. 31, 2013
Beginning Balance $ 8,184 $ 8,154
Charge-offs 986 4,025
Recoveries 61 280
Provision 750 3,775
Ending Balance 8,009 8,184
Percentage of loans in each category to total 100.00% 100.00%
Individually Evaluated for Impairment 2,009 2,022
Collectively Evaluated for Impairment 6,000 6,162
Construction/Land Development [Member]
   
Beginning Balance 4,007 2,771
Charge-offs 671 2,127
Recoveries 12 40
Provision 557 3,323
Ending Balance 3,905 4,007
Percentage of loans in each category to total 48.76% 48.96%
Individually Evaluated for Impairment 1,604 1,560
Collectively Evaluated for Impairment 2,301 2,447
Farmland [Member]
   
Beginning Balance (2) (2)
Charge-offs      
Recoveries      
Provision      
Ending Balance (2) (2)
Percentage of loans in each category to total (0.03%) (0.03%)
Individually Evaluated for Impairment      
Collectively Evaluated for Impairment (2) (2)
Real Estate [Member]
   
Beginning Balance 400 924
Charge-offs    173
Recoveries      
Provision (22) (351)
Ending Balance 378 400
Percentage of loans in each category to total 4.72% 4.89%
Individually Evaluated for Impairment 157 154
Collectively Evaluated for Impairment 221 246
Multi-Family [Member]
   
Beginning Balance    (37)
Charge-offs      
Recoveries      
Provision    37
Ending Balance      
Percentage of loans in each category to total      
Individually Evaluated for Impairment      
Collectively Evaluated for Impairment      
Commercial Real Estate [Member]
   
Beginning Balance 777 1,113
Charge-offs    201
Recoveries 11 42
Provision (81) (177)
Ending Balance 707 777
Percentage of loans in each category to total 8.82% 9.49%
Individually Evaluated for Impairment 214 282
Collectively Evaluated for Impairment 493 495
Home Equity - Closed End [Member]
   
Beginning Balance 157 360
Charge-offs    159
Recoveries      
Provision (10) (44)
Ending Balance 147 157
Percentage of loans in each category to total 1.84% 1.92%
Individually Evaluated for Impairment 22 17
Collectively Evaluated for Impairment 125 140
Home Equity - Open End [Member]
   
Beginning Balance 476 659
Charge-offs 29 68
Recoveries    29
Provision 18 (144)
Ending Balance 465 476
Percentage of loans in each category to total 5.81% 5.82%
Individually Evaluated for Impairment 12 9
Collectively Evaluated for Impairment 453 467
Commercial & Industrial – Non-Real Estate
   
Beginning Balance 1,464 2,113
Charge-offs 242 986
Recoveries 17 127
Provision 187 210
Ending Balance 1,426 1,464
Percentage of loans in each category to total 17.80% 17.89%
Individually Evaluated for Impairment      
Collectively Evaluated for Impairment 1,426 1,464
Consumer [Member]
   
Beginning Balance 156 51
Charge-offs 30 173
Recoveries 5 14
Provision (3) 264
Ending Balance 128 156
Percentage of loans in each category to total 1.60% 1.91%
Individually Evaluated for Impairment      
Collectively Evaluated for Impairment 128 156
Dealer Finance [Member]
   
Beginning Balance 628 72
Charge-offs    17
Recoveries      
Provision 121 573
Ending Balance 749 628
Percentage of loans in each category to total 9.36% 7.68%
Individually Evaluated for Impairment      
Collectively Evaluated for Impairment 749 628
Credit Cards [Member]
   
Beginning Balance 121 130
Charge-offs 14 121
Recoveries 16 28
Provision (17) 84
Ending Balance 106 121
Percentage of loans in each category to total 1.32% 1.48%
Individually Evaluated for Impairment      
Collectively Evaluated for Impairment 106 121
Unallocated [Member]
   
Beginning Balance      
Charge-offs      
Recoveries      
Provision      
Ending Balance      
Percentage of loans in each category to total      
Individually Evaluated for Impairment      
Collectively Evaluated for Impairment