3. Loans Held for Investment (Details) (USD $) In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Loans outstanding	$ 486,327	$ 478,453
Construction/Land Development [Member]
Loans outstanding	70,648	68,512
Farmland [Member]
Loans outstanding	12,532	13,197
Real Estate [Member]
Loans outstanding	155,774	154,628
Multi-Family [Member]
Loans outstanding	11,693	11,797
Commercial Real Estate [Member]
Loans outstanding	116,583	113,415
Home Equity - Closed End [Member]
Loans outstanding	9,451	10,228
Home Equity - Open End [Member]
Loans outstanding	47,187	47,358
Commercial & Industrial – Non-Real Estate
Loans outstanding	25,953	25,903
Consumer [Member]
Loans outstanding	8,847	10,163
Dealer Finance [Member]
Loans outstanding	25,253	20,572
Credit Cards [Member]
Loans outstanding	$ 2,406	$ 2,680