4. INVESTMENT SECURITIES (Details 3) (USD $)	Dec. 31, 2013	Dec. 31, 2012
Fair Value Less than 12 Months	$ 6,175,000	$ 2,000,000
Unrealized Losses Less than 12 Months	(30,000)	(500)
Fair Value More than 12 Months
Unrealized Losses More than 12 Months
Fair Value Total	6,175,000	2,000,000
Unrealized Losses Total	(30,000)	(500)
Government Sponsored Enterprises [Member]
Fair Value Less than 12 Months	4,984,000	2,000,000
Unrealized Losses Less than 12 Months	(22,000)	(500)
Fair Value More than 12 Months
Unrealized Losses More than 12 Months
Fair Value Total	4,984,000	2,000,000
Unrealized Losses Total	(22,000)	(500)
Mortgage-back Securities [Member]
Fair Value Less than 12 Months	1,191,000
Unrealized Losses Less than 12 Months	(8,000)
Fair Value More than 12 Months
Unrealized Losses More than 12 Months
Fair Value Total	1,191,000
Unrealized Losses Total	$ (8,000)