4. INVESTMENT SECURITIES (Details 1) (USD $)	Dec. 31, 2013	Dec. 31, 2012
Total, Amortized Cost	$ 106,387	$ 107,234
Held to maturity Securities [Member]
Due in one year or less, Amortized Cost	106,387
Due after one year through five years, Amortized Cost
Due after five years, Amortized Cost
Due in one year or less, Fair Value	106,387
Due after one year through five years, Fair Value
Due after five years, Fair Value
Total, Amortized Cost	106,387
Total, Fair Value	106,387
Available for sale Securities [Member]
Due in one year or less, Amortized Cost	20,000,000
Due after one year through five years, Amortized Cost	9,075,893
Due after five years, Amortized Cost	1,208,533
Due in one year or less, Fair Value	20,000,000
Due after one year through five years, Fair Value	9,065,100
Due after five years, Fair Value	1,200,681
Total, Amortized Cost	30,284,426
Total, Fair Value	$ 30,265,781