8. BANK PREMISES AND EQUIPMENT (Tables)

12 Months Ended

Dec. 31, 2013

Bank Premises And Equipment Tables

Bank premises and equipment

	2013			2012
Land	$	1,418,003		$	1,418,003
Buildings and improvements		6,771,867			6,717,360
Furniture and equipment		5,963,779			5,649,560
		14,153,649			13,784,923
Less - accumulated depreciation		(7,628,592	)		(7,339,862	)
Net	$	6,525,057		$	6,445,061