22. REGULATORY MATTERS (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Accumulated other comprehensive income	$ (924,833)	$ (2,402,670)
Qualifying subordinated debt	10,191,000	10,191,000	10,191,000
Allowance for loan losses	(8,184,376)	(8,154,074)	(6,936,904)
Unrealized gains on AFS equity securities
Total risk-based ratio	15.43%	14.10%	14.06%
Risk-based ratio regulatory requirements for adequately capitalized	8.00%
Risk-based ratio regulatory requirements for well capitalized	10.00%
Tier 1 risk-based ratio	12.19%	10.80%	10.48%
Risk based ratio regulatory requirements for adequately capitalized	4.00%
Risk based ratio regulatory requirements for well capitalized	6.00%
Total assets leverage ratio	9.41%	8.36%	8.00%
Assets leverage ratio regulatory requirements for adequately capitalized	3.00%
Assets leverage ratio regulatory requirements for well capitalized	5.00%
Consolidated [Member]
Total risk-based ratio	15.37%	13.98%	14.09%
Tier 1 risk-based ratio	12.13%	10.69%	10.52%
Total assets leverage ratio	9.37%	8.29%	8.03%
Tier 1 [Member]
Common stock	500,000	500,000	500,000
Capital Surplus	18,971,000	18,971,000	18,971,000
Retained earnings	35,361,000	32,310,000	28,358,000
Intangible assets	(2,670,000)	(2,670,000)	(2,670,000)
Total Capital	52,162,000	49,111,000	45,159,000
Tier 1 [Member] | Consolidated [Member]
Common stock	12,559,000	12,498,000	12,464,000
Retained earnings	42,089,000	38,927,000	35,553,000
Intangible assets	(2,670,000)	(2,670,000)	(2,670,000)
Accumulated other comprehensive income
Total Capital	51,978,000	48,755,000	45,347,000
Tier 2 [Member]
Qualifying subordinated debt	8,487,000	9,284,000	10,000,000
Allowance for loan losses	5,384,000	5,716,000	5,396,000
Unrealized gains on AFS equity securities
Total risked based capital	66,033,000	64,111,000	60,555,000
Risk-weighted assets	427,957,000	454,804,000	430,728,000
Tier 2 [Member] | Consolidated [Member]
Qualifying subordinated debt	8,487,000	9,284,000	10,000,000
Allowance for loan losses	5,389,000	5,716,000	5,401,000
Unrealized gains on AFS equity securities
Total risked based capital	65,854,000	63,755,000	60,748,000
Risk-weighted assets	$ 428,349,000	$ 456,066,000	$ 431,095,000