DEPOSITS (Details) (USD $)	Dec. 31, 2012	Dec. 31, 2011
Banking and Thrift [Abstract]
Noninterest bearing demand deposits	$ 84,749,470	$ 70,789,406
Savings and interest bearing demand deposits:
Interest checking accounts	119,925,800	121,859,206
Savings accounts	47,602,255	39,939,717
Time Deposits:
Balances of less than $100,000	132,932,701	136,820,103
Balances of $100,000 and more	68,585,313	66,538,191
Total Deposits	$ 453,795,539	$ 435,946,623

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The aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others.

+ References

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-Publisher FASB

-Name Accounting Standards Codification

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-Chapter 13

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Amount of interest bearing deposits with no stated maturity, which may include passbook and statement savings accounts and money-market deposit accounts (MMDAs).

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

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The aggregate amount of all domestic and foreign noninterest-bearing deposits liabilities held by the entity.

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The aggregate amount of domestic and foreign time deposit liabilities (including certificates of deposits, individual retirement accounts and open accounts) in denominations of $100,000 or more.

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-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

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The aggregate amount of domestic or foreign time deposits (including certificates of deposits, individual retirement accounts and open accounts) that total to less than $100,000.

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