6. ALLOWANCE FOR LOAN LOSSES (Details 2) (USD $)	Dec. 31, 2012	Dec. 31, 2011
30-59 Days Past due	$ 12,243,000	$ 5,975,000
60-89 Days Past due	2,842,000	6,651,000
Greater than 90 Days (excluding non-accrual)		912,000
Non-Accrual Loans	13,386,000	13,864,000
Total past due	28,471,000	27,402,000
Current	437,348,000	424,168,000
Total Loans Receivable	465,819,073	451,570,491
Commercial [Member]
30-59 Days Past due		227,000
60-89 Days Past due		1,408,000
Greater than 90 Days (excluding non-accrual)
Non-Accrual Loans		5,888,000
Total past due		7,523,000
Current		162,634,000
Total Loans Receivable		170,157,000
Real Estate [Member]
30-59 Days Past due	5,032,000	5,146,000
60-89 Days Past due	1,743,000	5,055,000
Greater than 90 Days (excluding non-accrual)		646,000
Non-Accrual Loans	1,637,000	7,671,000
Total past due	8,412,000	18,518,000
Current	135,654,000	189,726,000
Total Loans Receivable	144,066,000	208,244,000
Home Equity[Member]
30-59 Days Past due		503,000
60-89 Days Past due		98,000
Greater than 90 Days (excluding non-accrual)		260,000
Non-Accrual Loans		266,000
Total past due		1,127,000
Current		56,132,000
Total Loans Receivable		57,259,000
CreditCardsMember
30-59 Days Past due	10,000	22,000
60-89 Days Past due	13,000	5,000
Greater than 90 Days (excluding non-accrual)
Non-Accrual Loans
Total past due	23,000	27,000
Current	2,765,000	2,786,000
Total Loans Receivable	2,788,000	2,813,000
Consumer Member [Member]
30-59 Days Past due	62,000	77,000
60-89 Days Past due	66,000	85,000
Greater than 90 Days (excluding non-accrual)		6,000
Non-Accrual Loans	121,000	39,000
Total past due	249,000	207,000
Current	12,449,000	12,890,000
Total Loans Receivable	12,698,000	13,097,000
Construction/Land Development [Member]
30-59 Days Past due	1,173,000
60-89 Days Past due	598,000
Greater than 90 Days (excluding non-accrual)
Non-Accrual Loans	7,974,000
Total past due	9,745,000
Current	61,506,000
Total Loans Receivable	71,251,000
Farmland [Member]
30-59 Days Past due	1,524,000
60-89 Days Past due
Greater than 90 Days (excluding non-accrual)
Non-Accrual Loans
Total past due	1,524,000
Current	10,735,000
Total Loans Receivable	12,259,000
Multi-Family [Member]
30-59 Days Past due
60-89 Days Past due
Greater than 90 Days (excluding non-accrual)
Non-Accrual Loans
Total past due
Current	9,357,000
Total Loans Receivable	9,357,000
Commercial Real Estate [Member]
30-59 Days Past due	3,238,000
60-89 Days Past due	124,000
Greater than 90 Days (excluding non-accrual)
Non-Accrual Loans	1,823,000
Total past due	5,185,000
Current	118,634,000
Total Loans Receivable	123,819,000
Home Equity – closed end [Member]
30-59 Days Past due	199,000
60-89 Days Past due	163,000
Greater than 90 Days (excluding non-accrual)
Non-Accrual Loans	196,000
Total past due	558,000
Current	10,426,000
Total Loans Receivable	10,984,000
Home Equity – open end [Member]
30-59 Days Past due	370,000
60-89 Days Past due	130,000
Greater than 90 Days (excluding non-accrual)
Non-Accrual Loans	544,000
Total past due	1,044,000
Current	48,718,000
Total Loans Receivable	49,762,000
Commercial & Industrial – Non-Real Estate [Member]
30-59 Days Past due	635,000
60-89 Days Past due	5,000
Greater than 90 Days (excluding non-accrual)
Non-Accrual Loans	1,091,000
Total past due	1,731,000
Current	23,379,000
Total Loans Receivable	25,110,000
Dealer Finance [Member]
30-59 Days Past due
60-89 Days Past due
Greater than 90 Days (excluding non-accrual)
Non-Accrual Loans
Total past due
Current	3,725,000
Total Loans Receivable	$ 3,725,000