Balance Sheets (Unaudited) (USD $) In Thousands	Jun. 30, 2011	Dec. 31, 2010
Assets
Cash and due from banks	$ 6,135	$ 4,586
Federal funds sold	0	16,338
Cash and cash equivalents	6,135	20,924
Interest bearing deposits in banks	1,353	2,927
Securities: (note 2)
Held to maturity - fair value of $109,000 in 2011 and 2010	109	109
Available for sale	15,757	15,247
Other investments	8,117	8,789
Loans held for sale	42,679	23,764
Loans held for investment (note 3)	458,930	445,147
Less allowance for loan losses (note 4)	(6,508)	(5,786)
Net loans held for investment	452,422	439,361
Other real estate owned	2,884	1,513
Bank premises and equipment, net	6,406	6,792
Interest receivable	1,653	2,001
Core deposit intangible	0	46
Goodwill	2,670	2,670
Bank owned life insurance	7,030	6,883
Other assets	8,301	7,829
Total assets	555,516	538,855
Deposits:
Noninterest bearing	64,788	58,497
Interest bearing:
Demand	94,696	94,091
Money market accounts	22,286	22,798
Savings	38,260	35,760
Time deposits over $100,000	78,645	80,060
All other time deposits	135,752	133,845
Total deposits	434,427	425,051
Short-term debt	11,814	5,355
Accrued liabilities	6,424	7,241
Subordinated debt	10,191	9,944
Long-term debt	46,988	49,035
Total liabilities	509,844	496,626
Stockholders Equity
Common stock, $5 par value, 6,000,000 shares authorized, 2,489,137 and 2,297,883 shares issued and outstanding in 2011 and 2010, respectively	12,446	11,530
Retained earnings	33,496	30,837
Noncontrolling interest	174	186
Accumulated other comprehensive income (loss)	(444)	(324)
Total stockholders equity	45,672	42,229
Total liabilities and stockholders equity	$ 555,516	$ 538,855