-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 VVdno437pxDaUTw2RRiPyLvT30iMD8WOmncSXgypY/2gO5ZGo9zakWmVPben5jY7
 pVjjblq4nWGxX5TSH6aBaw==

<SEC-DOCUMENT>0001218640-03-000003.txt : 20030618
<SEC-HEADER>0001218640-03-000003.hdr.sgml : 20030618
<ACCEPTANCE-DATETIME>20030618110623
ACCESSION NUMBER:		0001218640-03-000003
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20030618
FILED AS OF DATE:		20030618

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CONCORD EFS INC
		CENTRAL INDEX KEY:			0000740112
		STANDARD INDUSTRIAL CLASSIFICATION:	FUNCTIONS RELATED TO DEPOSITORY BANKING, NEC [6099]
		IRS NUMBER:				042462252
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		2525 HORIZON LAKE DR STE 120
		CITY:			MEMPHIS
		STATE:			TN
		ZIP:			38133
		BUSINESS PHONE:		9013718000

	MAIL ADDRESS:	
		STREET 1:		2525 HORIZON LAKE DRIVE
		STREET 2:		SUITE 120
		CITY:			MEMPHIS
		STATE:			TN
		ZIP:			38133

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CONCORD COMPUTING CORP
		DATE OF NAME CHANGE:	19920515

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			FINCH PAUL JR
		CENTRAL INDEX KEY:			0001218640

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-31527
		FILM NUMBER:		03748240

	BUSINESS ADDRESS:	
		STREET 1:		2525 HORIZON LAKE DR STE 120
		CITY:			MEMPHIS
		STATE:			TN
		ZIP:			38133
		BUSINESS PHONE:		9013718004

	MAIL ADDRESS:	
		STREET 1:		2525 HORIZON LAKE DR STE 120
		CITY:			MEMPHIS
		STATE:			TN
		ZIP:			38133
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>edgar.xml
<DESCRIPTION>PRIMARY DOCUMENT
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>
    <schemaVersion>X0101</schemaVersion>

    <documentType>4</documentType><periodOfReport>2003-06-18</periodOfReport>
    <issuer>
        <issuerCik>0000740112</issuerCik>
        <issuerName>CONCORD EFS INC</issuerName>
        <issuerTradingSymbol>CE</issuerTradingSymbol></issuer><reportingOwner><reportingOwnerId>
            <rptOwnerCik>0001218640</rptOwnerCik>
            <rptOwnerName>FINCH PAUL JR</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>  </rptOwnerStreet1>
            <rptOwnerStreet2>  </rptOwnerStreet2>
            <rptOwnerCity>  </rptOwnerCity>
            <rptOwnerState>  </rptOwnerState>
            <rptOwnerZipCode>  </rptOwnerZipCode>
        </reportingOwnerAddress>
            <reportingOwnerRelationship>
<isDirector>0</isDirector><isOfficer>1</isOfficer><isTenPercentOwner>0</isTenPercentOwner><isOther>0</isOther><officerTitle>Sr. VP &amp;amp; Pres. Risk Mgmnt.</officerTitle></reportingOwnerRelationship></reportingOwner><nonDerivativeSecurity><securityTitle><value>Common  Stock</value></securityTitle><transactionDate><value>2003-06-18</value></transactionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>A</transactionCode><equitySwapInvolved>0</equitySwapInvolved></transactionCoding><transactionAmounts><transactionShares><value>0</value></transactionShares><transactionValue><value>0</value></transactionValue><transactionAcquiredDisposedCode><value>A</value></transactionAcquiredDisposedCode></transactionAmounts><postTransactionAmounts><sharesOwnedFollowingTransaction><value>0</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value></value></natureOfOwner
ship></ownershipNature></nonDerivativeSecurity><derivativeSecurity><securityTitle><value>Incentive Stock Options</value></securityTitle><conversionOrExercisePrice><value>15.25000</value></conversionOrExercisePrice><transactionDate><value>2003-01-23</value></transactionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>A</transactionCode><equitySwapInvolved>0</equitySwapInvolved></transactionCoding><transactionAmounts><transactionShares><value>100000</value></transactionShares><transactionValue><value>15.25000</value></transactionValue><transactionAcquiredDisposedCode><value>A</value></transactionAcquiredDisposedCode></transactionAmounts><exerciseDate><value>2004-01-23</value></exerciseDate><expirationDate><value>2013-01-23</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Common</value></underlyingSecurityTitle><underlyingSecurityShares><value>100000</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowing
Transaction><value>100000</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value></value></natureOfOwnership></ownershipNature></derivativeSecurity><derivativeSecurity><securityTitle><value>Incentive Stock Options</value></securityTitle><conversionOrExercisePrice><value>11.87</value></conversionOrExercisePrice><transactionDate><value>2003-04-01</value></transactionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>A</transactionCode><equitySwapInvolved>0</equitySwapInvolved></transactionCoding><transactionAmounts><transactionShares><value>30000</value></transactionShares><transactionValue><value>11.87</value></transactionValue><transactionAcquiredDisposedCode><value>A</value></transactionAcquiredDisposedCode></transactionAmounts><exerciseDate><value>2004-04-01</value></exerciseDate><expirationDate><value>2013-04-01</value></expirationDate><underlyingSe
curity><underlyingSecurityTitle><value>Common</value></underlyingSecurityTitle><underlyingSecurityShares><value>30000</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>130000</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value></value></natureOfOwnership></ownershipNature></derivativeSecurity><footnotes/><ownerSignature><signatureName>Paul Finch, Jr.Charlene Kraft</signatureName><signatureDate>2003-06-18</signatureDate></ownerSignature></ownershipDocument>

</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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