Restructuring (Tables)

9 Months Ended

12 Months Ended

Sep. 30, 2013

Dec. 31, 2012

Summary of net pretax benefits (charges), incurred by segment

		Pretax Benefit (Charge)
(in millions)	Approximate Number of Employees	Retail and Alliance Services			Financial Services			International			All Other and Corporate			Totals
Three months ended September 30, 2013
Restructuring charges	100	$	(1.8	)	$	(3.6	)	$	(0.6	)	$	(4.1	)	$	(10.1	)
Restructuring accrual reversals		1.2			0.2			0.6			0.3			2.3
Total pretax charge, net of reversals		$	(0.6	)	$	(3.4	)	$	—		$	(3.8	)	$	(7.8	)

Nine months ended September 30, 2013
Restructuring charges	460	$	(16.9	)	$	(8.5	)	$	(1.4	)	$	(22.4	)	$	(49.2	)
Restructuring accrual reversals		1.9			0.2			0.6			0.5			3.2
Total pretax charge, net of reversals		$	(15.0	)	$	(8.3	)	$	(0.8	)	$	(21.9	)	$	(46.0	)

Three months ended September 30, 2012
Restructuring charges	10	$	(4.4	)	$	—		$	(1.7	)	$	(1.2	)	$	(7.3	)
Restructuring accrual reversals		—			—			0.1			—			0.1
Total pretax charge, net of reversals		$	(4.4	)	$	—		$	(1.6	)	$	(1.2	)	$	(7.2	)

Nine months ended September 30, 2012
Restructuring charges	580	$	(7.4	)	$	—		$	(17.8	)	$	(2.0	)	$	(27.2	)
Restructuring accrual reversals		1.0			—			0.8			1.3			3.1
Total pretax charge, net of reversals		$	(6.4	)	$	—		$	(17.0	)	$	(0.7	)	$	(24.1	)

	Pretax Benefit (Charge)
(in millions)	Retail and Alliance Services			Financial Services			International			All Other and Corporate			Totals
Year ended December 31, 2012
Restructuring charges	$	(7.5	)	$	—		$	(18.5	)	$	(2.2	)	$	(28.2	)
Restructuring accrual reversals	1.0			—			2.8			1.3			5.1
Total pretax charge, net of reversals	$	(6.5	)	$	—		$	(15.7	)	$	(0.9	)	$	(23.1	)

Year ended December 31, 2011
Restructuring charges	$	(2.8	)	$	(10.5	)	$	(34.2	)	$	(3.8	)	$	(51.3	)
Restructuring accrual reversals	1.1			—			2.5			1.3			4.9
Total pretax charge, net of reversals	$	(1.7	)	$	(10.5	)	$	(31.7	)	$	(2.5	)	$	(46.4	)

Year ended December 31, 2010
Restructuring charges	$	(20.3	)	$	(11.3	)	$	(28.2	)	$	(27.7	)	$	(87.5	)
Restructuring accrual reversals	0.7			0.8			10.9			3.1			15.5
Total pretax charge, net of reversals	$	(19.6	)	$	(10.5	)	$	(17.3	)	$	(24.6	)	$	(72.0	)

Summary of utilization of restructuring accruals

(in millions)	Employee Severance
Remaining accrual as of January 1, 2013	$	13.1
Expense provision	49.2
Cash payments and other	(30.3		)
Changes in estimates	(3.2		)
Remaining accrual as of September 30, 2013	$	28.8

(in millions)	Employee Severance			Facility Closure
Remaining accrual as of January 1, 2011	$	38.7		$	0.2
Expense provision	45.0			6.3
Cash payments and other	(62.2		)	(5.5		)
Changes in estimates	(4.8		)	(0.1		)
Remaining accrual as of December 31, 2011	16.7			0.9
Expense provision	28.2			—
Cash payments and other	(26.8		)	(0.8		)
Changes in estimates	(5.0		)	(0.1		)
Remaining accrual as of December 31, 2012	$	13.1		$	—

- Definition

Tabular disclosure of restructuring and related costs by type of restructuring including the description of the restructuring costs, such as the expected cost; the costs incurred during the period; the cumulative costs incurred as of the balance sheet date; the income statement caption within which the restructuring charges recognized for the period are included; and changes to an entity's restructuring reserve that occurred during the period associated with the exit from or disposal of business activities or restructurings for each major type of cost.

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- Definition

Tabular disclosure of an entity's restructuring reserve that occurred during the period associated with the exit from or disposal of business activities or restructurings for each major type of cost. This element may also include a description of any reversal and other adjustment made during the period to the amount of an accrued liability for restructuring activities. This element may be used to encapsulate the roll forward presentations of an entity's restructuring reserve by type of cost and in total, and explanation of changes that occurred in the period.

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