The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Alerian MLP ETF Exchange Traded Fund 00162Q452   10,889,519 277,723 SH   DFND 1 0 0 0
Xtrackers USD High Yield Corp Bd ETF Exchange Traded Fund 233051432   573,247 16,616 SH   DFND 1 0 0 0
DIMENSIONAL U S SMALL CAP ETF Exchange Traded Fund 25434V500   279,864 5,107 SH   DFND 1 0 0 0
DIMENSIONAL INTERNATIONAL VAL ETF Exchange Traded Fund 25434V807   1,792,395 54,563 SH   DFND 1 0 0 0
Fidelity MSCI Consumer Discret ETF Exchange Traded Fund 316092204   417,557 5,695 SH   DFND 1 0 0 0
Fidelity MSCI Consumer Staples ETF Exchange Traded Fund 316092303   3,061,172 67,397 SH   DFND 1 0 0 0
Fidelity MSCI Energy ETF Exchange Traded Fund 316092402   1,251,929 56,495 SH   DFND 1 0 0 0
Fidelity MSCI Health Care ETF Exchange Traded Fund 316092600   2,344,782 37,148 SH   DFND 1 0 0 0
Fidelity MSCI Information Tech ETF Exchange Traded Fund 316092808   291,066 2,228 SH   DFND 1 0 0 0
Fidelity MSCI Real Estate ETF Exchange Traded Fund 316092857   218,986 8,728 SH   DFND 1 0 0 0
Fidelity MSCI Utilities ETF Exchange Traded Fund 316092865   812,791 19,224 SH   DFND 1 0 0 0
Fidelity MSCI Communication ServicesETF Exchange Traded Fund 316092873   653,177 16,228 SH   DFND 1 0 0 0
First Trust Water ETF Exchange Traded Fund 33733B100   996,413 11,250 SH   DFND 1 0 0 0
First Trust Capital Strength ETF Exchange Traded Fund 33733E104   39,336,463 523,927 SH   DFND 1 0 0 0
First Trust Dow Jones Internet ETF Exchange Traded Fund 33733E302   579,103 3,553 SH   DFND 1 0 0 0
First Trust Health Care AlphaDEX ETF Exchange Traded Fund 33734X143   454,902 4,200 SH   DFND 1 0 0 0
First Trust Rising Dividend Achiev ETF Exchange Traded Fund 33738R506   46,376,308 984,635 SH   DFND 1 0 0 0
First Trust Dorsey Wright Focus 5 ETF Exchange Traded Fund 33738R605   3,355,472 71,530 SH   DFND 1 0 0 0
First Trust TCWOpportunistic Fxd Inc ETF Exchange Traded Fund 33740F805   2,974,629 67,345 SH   DFND 1 0 0 0
FlexShares HY Val-Scrd Bd Exchange Traded Fund 33939L662   1,654,724 40,918 SH   DFND 1 0 0 0
Global X US Preferred ETF Exchange Traded Fund 37954Y657   876,486 45,203 SH   DFND 1 0 0 0
Global X US Infrastructure Dev ETF Exchange Traded Fund 37954Y673   1,331,218 42,355 SH   DFND 1 0 0 0
Global X Robotics & Artfcl Intllgnc ETF Exchange Traded Fund 37954Y715   768,536 26,741 SH   DFND 1 0 0 0
Goldman Sachs ActiveBeta Intl Eq ETF Exchange Traded Fund 381430107   418,148 13,338 SH   DFND 1 0 0 0
Goldman Sachs ActiveBeta US LgCp Eq ETF Exchange Traded Fund 381430503   212,488 2,434 SH   DFND 1 0 0 0
Goldman Sachs Access Treasury 0-1 Yr ETF Exchange Traded Fund 381430529   6,182,024 61,777 SH   DFND 1 0 0 0
Goldman Sachs ActiveBeta US SmCp Eq ETF Exchange Traded Fund 381430602   502,453 8,702 SH   DFND 1 0 0 0
Invesco QQQ Trust Exchange Traded Fund 46090E103   35,338,922 95,661 SH   DFND 1 0 0 0
Invesco S&P 500 Equal Weight Tech ETF Exchange Traded Fund 46137V282   5,338,616 18,153 SH   DFND 1 0 0 0
Invesco BuyBack Achievers ETF Exchange Traded Fund 46137V308   407,624 4,557 SH   DFND 1 0 0 0
Invesco S&P 500 Eql Wt Cnsm Stapl ETF Exchange Traded Fund 46137V373   1,831,910 10,942 SH   DFND 1 0 0 0
Invesco S&P 500 GARP ETF Exchange Traded Fund 46137V431   5,707,883 62,876 SH   DFND 1 0 0 0
Invesco S&P MidCap Momentum ETF Exchange Traded Fund 46137V464   1,492,034 18,763 SH   DFND 1 0 0 0
Invesco DB Commodity Tracking Exchange Traded Fund 46138B103   1,880,809 82,855 SH   DFND 1 0 0 0
Invesco S&P 500 Low Volatility ETF Exchange Traded Fund 46138E354   1,404,968 22,369 SH   DFND 1 0 0 0
Invesco S&P 500 High Div Low Vol ETF Exchange Traded Fund 46138E362   3,392,395 82,041 SH   DFND 1 0 0 0
Invesco Preferred ETF Exchange Traded Fund 46138E511   587,863 51,703 SH   DFND 1 0 0 0
Invesco Fundamental Hi Yld Corp Bd ETF Exchange Traded Fund 46138E719   480,693 27,500 SH   DFND 1 0 0 0
Invesco DWA SmallCap Momentum ETF Exchange Traded Fund 46138E842   393,994 5,005 SH   DFND 1 0 0 0
Invesco Senior Loan ETF Exchange Traded Fund 46138G508   9,865,824 468,908 SH   DFND 1 0 0 0
Invesco Solar ETF Exchange Traded Fund 46138G706   785,049 10,992 SH   DFND 1 0 0 0
iShares Gold Trust Exchange Traded Fund 464285204   10,700,824 294,059 SH   DFND 1 0 0 0
iShares MSCI World ETF Exchange Traded Fund 464286392   1,018,325 8,178 SH   DFND 1 0 0 0
iShares Core S&P Total US Stock Mkt ETF Exchange Traded Fund 464287150   8,078,093 82,564 SH   DFND 1 0 0 0
iShares Select Dividend ETF Exchange Traded Fund 464287168   913,198 8,060 SH   DFND 1 0 0 0
iShares TIPS Bond ETF Exchange Traded Fund 464287176   3,953,703 36,738 SH   DFND 1 0 0 0
iShares Core S&P 500 ETF Exchange Traded Fund 464287200   28,282,797 63,456 SH   DFND 1 0 0 0
iShares Core US Aggregate Bond ETF Exchange Traded Fund 464287226   13,984,419 142,771 SH   DFND 1 0 0 0
iShares MSCI Emerging Markets ETF Exchange Traded Fund 464287234   2,436,425 61,588 SH   DFND 1 0 0 0
iShares iBoxx $ Invmt Grade Corp Bd ETF Exchange Traded Fund 464287242   3,684,947 34,076 SH   DFND 1 0 0 0
iShares S&P 500 Growth ETF Exchange Traded Fund 464287309   8,618,435 122,282 SH   DFND 1 0 0 0
iShares North American Natural Res ETF Exchange Traded Fund 464287374   1,056,478 27,215 SH   DFND 1 0 0 0
iShares S&P 500 Value ETF Exchange Traded Fund 464287408   6,194,134 38,428 SH   DFND 1 0 0 0
iShares 20 Year Treasury Bond ETF Exchange Traded Fund 464287432   19,322,250 187,704 SH   DFND 1 0 0 0
iShares 7-10 Year Treasury Bond ETF Exchange Traded Fund 464287440   17,122,421 177,251 SH   DFND 1 0 0 0
iShares 1-3 Year Treasury Bond ETF Exchange Traded Fund 464287457   3,453,177 42,590 SH   DFND 1 0 0 0
iShares MSCI EAFE ETF Exchange Traded Fund 464287465   874,382 12,060 SH   DFND 1 0 0 0
iShares Russell Mid-Cap Value ETF Exchange Traded Fund 464287473   11,136,988 101,393 SH   DFND 1 0 0 0
iShares Russell Mid-Cap Growth ETF Exchange Traded Fund 464287481   5,157,978 53,379 SH   DFND 1 0 0 0
iShares Russell Mid-Cap ETF Exchange Traded Fund 464287499   6,030,588 82,577 SH   DFND 1 0 0 0
iShares Core S&P Mid-Cap ETF Exchange Traded Fund 464287507   6,377,519 24,390 SH   DFND 1 0 0 0
iShares Expanded Tech-Software Sect ETF Exchange Traded Fund 464287515   4,759,030 13,758 SH   DFND 1 0 0 0
iShares Cohen & Steers REIT ETF Exchange Traded Fund 464287564   700,960 12,614 SH   DFND 1 0 0 0
iShares Russell 1000 Value ETF Exchange Traded Fund 464287598   875,065 5,544 SH   DFND 1 0 0 0
iShares S&P Mid-Cap 400 Growth ETF Exchange Traded Fund 464287606   2,292,300 30,564 SH   DFND 1 0 0 0
iShares Russell 1000 Growth ETF Exchange Traded Fund 464287614   15,463,698 56,195 SH   DFND 1 0 0 0
iShares Russell 1000 ETF Exchange Traded Fund 464287622   841,147 3,451 SH   DFND 1 0 0 0
iShares Russell 2000 Value ETF Exchange Traded Fund 464287630   1,649,042 11,712 SH   DFND 1 0 0 0
iShares Russell 2000 Growth ETF Exchange Traded Fund 464287648   2,303,548 9,493 SH   DFND 1 0 0 0
iShares Russell 2000 ETF Exchange Traded Fund 464287655   4,004,041 21,381 SH   DFND 1 0 0 0
iShares Core S&P US Value ETF Exchange Traded Fund 464287663   836,755 10,692 SH   DFND 1 0 0 0
iShares Core S&P US Growth ETF Exchange Traded Fund 464287671   2,988,042 30,603 SH   DFND 1 0 0 0
iShares US Utilities ETF Exchange Traded Fund 464287697   610,591 7,469 SH   DFND 1 0 0 0
iShares US Technology ETF Exchange Traded Fund 464287721   4,876,823 44,795 SH   DFND 1 0 0 0
iShares US Industrials ETF Exchange Traded Fund 464287754   2,026,000 19,106 SH   DFND 1 0 0 0
iShares US Financial Services ETF Exchange Traded Fund 464287770   2,157,037 13,653 SH   DFND 1 0 0 0
iShares US Energy ETF Exchange Traded Fund 464287796   738,690 17,243 SH   DFND 1 0 0 0
iShares Core S&P Small-Cap ETF Exchange Traded Fund 464287804   9,331,523 93,643 SH   DFND 1 0 0 0
iShares S&P Small-Cap 600 Value ETF Exchange Traded Fund 464287879   593,171 6,238 SH   DFND 1 0 0 0
iShares Short-Term National Muni Bd ETF Exchange Traded Fund 464288158   5,131,045 49,318 SH   DFND 1 0 0 0
iShares JP Morgan USD Em Mkts Bd ETF Exchange Traded Fund 464288281   1,663,584 19,223 SH   DFND 1 0 0 0
iShares Morningstar Mid-Cap Growth ETF Exchange Traded Fund 464288307   552,482 9,066 SH   DFND 1 0 0 0
iShares Global Infrastructure ETF Exchange Traded Fund 464288372   3,953,934 84,216 SH   DFND 1 0 0 0
iShares National Muni Bond ETF Exchange Traded Fund 464288414   1,803,079 16,894 SH   DFND 1 0 0 0
iShares International Select Div ETF Exchange Traded Fund 464288448   745,666 28,320 SH   DFND 1 0 0 0
iShares iBoxx $ High Yield Corp Bd ETF Exchange Traded Fund 464288513   5,140,476 68,476 SH   DFND 1 0 0 0
iShares Core US REIT ETF Exchange Traded Fund 464288521   275,095 5,351 SH   DFND 1 0 0 0
iShares MBS ETF Exchange Traded Fund 464288588   1,475,452 15,820 SH   DFND 1 0 0 0
iShares 3-7 Year Treasury Bond ETF Exchange Traded Fund 464288661   1,425,536 12,368 SH   DFND 1 0 0 0
iShares Short Treasury Bond ETF Exchange Traded Fund 464288679   4,680,452 42,376 SH   DFND 1 0 0 0
iShares Preferred&Income Securities ETF Exchange Traded Fund 464288687   3,095,938 100,095 SH   DFND 1 0 0 0
iShares US Aerospace & Defense ETF Exchange Traded Fund 464288760   9,492,971 81,366 SH   DFND 1 0 0 0
iShares US Medical Devices ETF Exchange Traded Fund 464288810   6,496,002 115,055 SH   DFND 1 0 0 0
iShares US Oil & Gas Explor & Prod ETF Exchange Traded Fund 464288851   352,120 4,146 SH   DFND 1 0 0 0
iShares MSCI EAFE Value ETF Exchange Traded Fund 464288877   330,834 6,760 SH   DFND 1 0 0 0
iShares MSCI EAFE Growth ETF Exchange Traded Fund 464288885   357,788 3,750 SH   DFND 1 0 0 0
iShares Silver Trust Exchange Traded Fund 46428Q109   8,767,452 419,696 SH   DFND 1 0 0 0
iShares US Treasury Bond ETF Exchange Traded Fund 46429B267   1,244,592 54,349 SH   DFND 1 0 0 0
iShares Core High Dividend ETF Exchange Traded Fund 46429B663   5,072,280 50,325 SH   DFND 1 0 0 0
iShares MSCI USA Min Vol Factor ETF Exchange Traded Fund 46429B697   646,559 8,699 SH   DFND 1 0 0 0
iShares 0-5 Year TIPS Bond ETF Exchange Traded Fund 46429B747   2,761,494 28,294 SH   DFND 1 0 0 0
iShares MSCI USA Quality Factor ETF Exchange Traded Fund 46432F339   255,579 1,895 SH   DFND 1 0 0 0
iShares Core MSCI Total Intl Stk ETF Exchange Traded Fund 46432F834   597,583 9,543 SH   DFND 1 0 0 0
iShares Core MSCI EAFE ETF Exchange Traded Fund 46432F842   3,207,735 47,522 SH   DFND 1 0 0 0
iShares Core MSCI Emerging Markets ETF Exchange Traded Fund 46434G103   818,506 16,606 SH   DFND 1 0 0 0
iShares MSCI Intl Quality Factor ETF Exchange Traded Fund 46434V456   894,379 25,123 SH   DFND 1 0 0 0
iShares Core Dividend Growth ETF Exchange Traded Fund 46434V621   22,629,527 439,152 SH   DFND 1 0 0 0
iShares Fallen Angels USD Bond ETF Exchange Traded Fund 46435G474   589,523 23,237 SH   DFND 1 0 0 0
iShares International Dividend Gr ETF Exchange Traded Fund 46435G524   5,564,993 89,729 SH   DFND 1 0 0 0
iShares Broad USD High Yield Corp Bd ETF Exchange Traded Fund 46435U853   1,813,749 51,381 SH   DFND 1 0 0 0
ProShares S&P 500 Dividend Aristocrats Exchange Traded Fund 74348A467   2,040,031 21,638 SH   DFND 1 0 0 0
SPDR S&P 500 ETF Trust Exchange Traded Fund 78462F103   24,850,555 56,061 SH   DFND 1 0 0 0
SPDR Gold Shares Exchange Traded Fund 78463V107   17,497,236 98,150 SH   DFND 1 0 0 0
SPDR Portfolio Emerging Markets ETF Exchange Traded Fund 78463X509   305,054 8,873 SH   DFND 1 0 0 0
SPDR Dow Jones International RelEst ETF Exchange Traded Fund 78463X863   433,203 17,489 SH   DFND 1 0 0 0
SPDR Portfolio S&P 500 Growth ETF Exchange Traded Fund 78464A409   421,457 6,908 SH   DFND 1 0 0 0
SPDR Portfolio S&P 500 Value ETF Exchange Traded Fund 78464A508   2,230,934 51,642 SH   DFND 1 0 0 0
SPDR Portfolio TIPS ETF Exchange Traded Fund 78464A656   2,823,253 109,259 SH   DFND 1 0 0 0
SPDR S&P Regional Banking ETF Exchange Traded Fund 78464A698   424,510 10,397 SH   DFND 1 0 0 0
SPDR S&P Metals and Mining ETF Exchange Traded Fund 78464A755   1,567,390 30,842 SH   DFND 1 0 0 0
SPDR S&P Dividend ETF Exchange Traded Fund 78464A763   2,497,251 20,372 SH   DFND 1 0 0 0
SPDR S&P Bank ETF Exchange Traded Fund 78464A797   232,560 6,460 SH   DFND 1 0 0 0
SPDR S&P Semiconductor ETF Exchange Traded Fund 78464A862   637,315 2,880 SH   DFND 1 0 0 0
SPDR S&P Biotech ETF Exchange Traded Fund 78464A870   205,587 2,471 SH   DFND 1 0 0 0
SPDR Dow Jones Industrial Avrg ETF Tr Exchange Traded Fund 78467X109   1,464,801 4,260 SH   DFND 1 0 0 0
SPDR S&P MIDCAP 400 ETF Trust Exchange Traded Fund 78467Y107   7,872,323 16,438 SH   DFND 1 0 0 0
SPDR Blmbg ST HY Bd ETF Exchange Traded Fund 78468R408   3,747,262 151,711 SH   DFND 1 0 0 0
SPDR Blmbg High Yield Bd ETF Exchange Traded Fund 78468R622   798,912 8,681 SH   DFND 1 0 0 0
SPDR Blmbg 1-3 Mth T-Bill ETF Exchange Traded Fund 78468R663   5,835,897 63,558 SH   DFND 1 0 0 0
SPDR Nuveen Blmbg Muni Bd ETF Exchange Traded Fund 78468R721   2,084,678 45,162 SH   DFND 1 0 0 0
SPDR Nuveen Blmbg ST MunBd ETF Exchange Traded Fund 78468R739   529,454 11,253 SH   DFND 1 0 0 0
SPDR Russell 1000 Yield Focus ETF Exchange Traded Fund 78468R770   600,327 6,300 SH   DFND 1 0 0 0
SPDR MSCI USA StrategicFactors ETF Exchange Traded Fund 78468R812   1,343,830 10,929 SH   DFND 1 0 0 0
Schwab US Large-Cap ETF Exchange Traded Fund 808524201   2,097,366 40,049 SH   DFND 1 0 0 0
Schwab US Large-Cap Growth ETF Exchange Traded Fund 808524300   1,018,720 13,592 SH   DFND 1 0 0 0
Schwab US Mid-Cap ETF Exchange Traded Fund 808524508   9,874,949 139,025 SH   DFND 1 0 0 0
Schwab US Small-Cap ETF Exchange Traded Fund 808524607   3,731,531 85,195 SH   DFND 1 0 0 0
Schwab Emerging Markets Equity ETF Exchange Traded Fund 808524706   793,874 32,232 SH   DFND 1 0 0 0
Schwab Fundamental Intl Lg Co ETF Exchange Traded Fund 808524755   263,648 8,165 SH   DFND 1 0 0 0
Schwab Fundamental US Large Company ETF Exchange Traded Fund 808524771   408,344 7,093 SH   DFND 1 0 0 0
Schwab US Dividend Equity ETF Exchange Traded Fund 808524797   7,723,500 106,355 SH   DFND 1 0 0 0
Schwab International Equity ETF Exchange Traded Fund 808524805   959,555 26,916 SH   DFND 1 0 0 0
Schwab US Aggregate Bond ETF Exchange Traded Fund 808524839   2,779,247 60,209 SH   DFND 1 0 0 0
Schwab US REIT ETF Exchange Traded Fund 808524847   739,510 37,865 SH   DFND 1 0 0 0
Schwab Short-Term US Treasury ETF Exchange Traded Fund 808524862   564,695 11,750 SH   DFND 1 0 0 0
Schwab US TIPS ETF Exchange Traded Fund 808524870   4,025,347 76,776 SH   DFND 1 0 0 0
Schwab International Small-Cap Eq ETF Exchange Traded Fund 808524888   640,085 18,954 SH   DFND 1 0 0 0
Materials Select Sector SPDR ETF Exchange Traded Fund 81369Y100   384,268 4,637 SH   DFND 1 0 0 0
Health Care Select Sector SPDR ETF Exchange Traded Fund 81369Y209   9,879,801 74,435 SH   DFND 1 0 0 0
Consumer Staples Select Sector SPDR ETF Exchange Traded Fund 81369Y308   17,017,419 229,438 SH   DFND 1 0 0 0
Consumer Discret Sel Sect SPDR ETF Exchange Traded Fund 81369Y407   358,978 2,114 SH   DFND 1 0 0 0
Energy Select Sector SPDR ETF Exchange Traded Fund 81369Y506   7,081,902 87,248 SH   DFND 1 0 0 0
Financial Select Sector SPDR ETF Exchange Traded Fund 81369Y605   13,764,653 408,326 SH   DFND 1 0 0 0
Industrial Select Sector SPDR ETF Exchange Traded Fund 81369Y704   2,464,067 22,960 SH   DFND 1 0 0 0
Technology Select Sector SPDR ETF Exchange Traded Fund 81369Y803   5,966,436 34,317 SH   DFND 1 0 0 0
Utilities Select Sector SPDR ETF Exchange Traded Fund 81369Y886   7,553,085 115,420 SH   DFND 1 0 0 0
VanEck Fallen Angel HiYld Bd ETF Exchange Traded Fund 92189F437   463,703 16,698 SH   DFND 1 0 0 0
VanEck Morningstar Wide Moat ETF Exchange Traded Fund 92189F643   1,610,162 20,180 SH   DFND 1 0 0 0
VanEck Semiconductor ETF Exchange Traded Fund 92189F676   5,004,492 32,870 SH   DFND 1 0 0 0
VanEck JPMorgan EMLcl Ccy Bd ETF Exchange Traded Fund 92189H300   1,518,392 59,405 SH   DFND 1 0 0 0
Vanguard Total International Stock ETF Exchange Traded Fund 921909768   4,889,760 87,193 SH   DFND 1 0 0 0
Vanguard Mega Cap Growth ETF Exchange Traded Fund 921910816   1,044,821 4,440 SH   DFND 1 0 0 0
Vanguard Mega Cap ETF Exchange Traded Fund 921910873   275,683 1,762 SH   DFND 1 0 0 0
Vanguard S&P 500 Growth ETF Exchange Traded Fund 921932505   10,796,665 42,492 SH   DFND 1 0 0 0
Vanguard S&P 500 Value ETF Exchange Traded Fund 921932703   1,435,554 9,220 SH   DFND 1 0 0 0
Vanguard S&P Small-Cap 600 Value ETF Exchange Traded Fund 921932778   4,650,136 56,633 SH   DFND 1 0 0 0
Vanguard S&P Mid-Cap 400 Value ETF Exchange Traded Fund 921932844   332,981 4,045 SH   DFND 1 0 0 0
Vanguard S&P Mid-Cap 400 ETF Exchange Traded Fund 921932885   707,643 7,991 SH   DFND 1 0 0 0
Vanguard Interm-Term Bond ETF Exchange Traded Fund 921937819   1,585,882 21,080 SH   DFND 1 0 0 0
Vanguard Short-Term Bond ETF Exchange Traded Fund 921937827   4,046,573 53,547 SH   DFND 1 0 0 0
Vanguard Total Bond Market ETF Exchange Traded Fund 921937835   9,367,503 128,869 SH   DFND 1 0 0 0
Vanguard FTSE Developed Markets ETF Exchange Traded Fund 921943858   6,346,556 137,431 SH   DFND 1 0 0 0
Vanguard High Dividend Yield ETF Exchange Traded Fund 921946406   433,402 4,086 SH   DFND 1 0 0 0
Vanguard Short-Term Infl-Prot Secs ETF Exchange Traded Fund 922020805   3,829,592 80,759 SH   DFND 1 0 0 0
Vanguard Total International Bond ETF Exchange Traded Fund 92203J407   460,352 9,418 SH   DFND 1 0 0 0
Vanguard Total World Stock ETF Exchange Traded Fund 922042742   4,946,096 51,001 SH   DFND 1 0 0 0
Vanguard FTSE Emerging Markets ETF Exchange Traded Fund 922042858   2,873,892 70,646 SH   DFND 1 0 0 0
Vanguard Consumer Discretionary ETF Exchange Traded Fund 92204A108   1,678,394 5,927 SH   DFND 1 0 0 0
Vanguard Consumer Staples ETF Exchange Traded Fund 92204A207   552,432 2,841 SH   DFND 1 0 0 0
Vanguard Energy ETF Exchange Traded Fund 92204A306   3,286,792 29,115 SH   DFND 1 0 0 0
Vanguard Financials ETF Exchange Traded Fund 92204A405   997,871 12,283 SH   DFND 1 0 0 0
Vanguard Health Care ETF Exchange Traded Fund 92204A504   3,070,030 12,540 SH   DFND 1 0 0 0
Vanguard Industrials ETF Exchange Traded Fund 92204A603   504,987 2,457 SH   DFND 1 0 0 0
Vanguard Information Technology ETF Exchange Traded Fund 92204A702   5,921,363 13,392 SH   DFND 1 0 0 0
Vanguard Materials ETF Exchange Traded Fund 92204A801   742,984 4,083 SH   DFND 1 0 0 0
Vanguard Utilities ETF Exchange Traded Fund 92204A876   3,006,884 21,150 SH   DFND 1 0 0 0
Vanguard Communication Services ETF Exchange Traded Fund 92204A884   552,280 5,195 SH   DFND 1 0 0 0
Vanguard Short-Term Corporate Bond ETF Exchange Traded Fund 92206C409   12,458,264 164,661 SH   DFND 1 0 0 0
Vanguard Russell 2000 Growth ETF Exchange Traded Fund 92206C623   3,132,938 17,754 SH   DFND 1 0 0 0
Vanguard Russell 2000 Value ETF Exchange Traded Fund 92206C649   1,376,958 11,136 SH   DFND 1 0 0 0
Vanguard Russell 2000 ETF Exchange Traded Fund 92206C664   975,528 12,900 SH   DFND 1 0 0 0
Vanguard Russell 1000 Growth ETF Exchange Traded Fund 92206C680   10,042,089 141,918 SH   DFND 1 0 0 0
Vanguard Russell 1000 Value ETF Exchange Traded Fund 92206C714   8,677,159 125,374 SH   DFND 1 0 0 0
Vanguard Mortgage-Backed Secs ETF Exchange Traded Fund 92206C771   450,794 9,802 SH   DFND 1 0 0 0
Vanguard Interm-Term Corp Bd ETF Exchange Traded Fund 92206C870   1,157,157 14,642 SH   DFND 1 0 0 0
Vanguard Tax-Exempt Bond ETF Exchange Traded Fund 922907746   1,755,541 34,957 SH   DFND 1 0 0 0
Vanguard S&P 500 ETF Exchange Traded Fund 922908363   33,213,166 81,549 SH   DFND 1 0 0 0
Vanguard Mid-Cap Value ETF Exchange Traded Fund 922908512   4,113,518 29,726 SH   DFND 1 0 0 0
Vanguard Mid-Cap Growth ETF Exchange Traded Fund 922908538   3,736,223 18,157 SH   DFND 1 0 0 0
Vanguard Real Estate ETF Exchange Traded Fund 922908553   681,962 8,161 SH   DFND 1 0 0 0
Vanguard Small-Cap Growth ETF Exchange Traded Fund 922908595   2,310,200 10,056 SH   DFND 1 0 0 0
Vanguard Small-Cap Value ETF Exchange Traded Fund 922908611   3,958,434 23,932 SH   DFND 1 0 0 0
Vanguard Mid-Cap ETF Exchange Traded Fund 922908629   3,182,699 14,456 SH   DFND 1 0 0 0
Vanguard Growth ETF Exchange Traded Fund 922908736   15,794,766 55,820 SH   DFND 1 0 0 0
Vanguard Value ETF Exchange Traded Fund 922908744   13,932,903 98,050 SH   DFND 1 0 0 0
Vanguard Small-Cap ETF Exchange Traded Fund 922908751   4,061,681 20,422 SH   DFND 1 0 0 0
Vanguard Total Stock Market ETF Exchange Traded Fund 922908769   10,232,306 46,451 SH   DFND 1 0 0 0
WisdomTree US LargeCap Dividend ETF Exchange Traded Fund 97717W307   370,406 5,824 SH   DFND 1 0 0 0
WisdomTree EmMkts ex-Stt-Ownd EntrprsETF Exchange Traded Fund 97717X578   389,036 13,919 SH   DFND 1 0 0 0