The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE DIV GRWTH Exchange Traded Fund 46434V621 18,157 405,091 SH   DFND 1 0 0 405,091
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD Exchange Traded Fund 92206C409 16,033 192,585 SH   DFND 1 0 0 192,585
SPDR S&P 500 ETF TR TR UNIT Exchange Traded Fund 78462F103 12,711 33,854 SH   DFND 1 0 0 33,854
SELECT SECTOR SPDR TR SBI CONS STPLS Exchange Traded Fund 81369Y308 12,315 182,576 SH   DFND 1 0 0 182,576
SPDR GOLD TR GOLD SHS Exchange Traded Fund 78463V107 11,148 62,500 SH   DFND 1 0 0 62,500
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL Exchange Traded Fund 46138E354 9,219 163,944 SH   DFND 1 0 0 163,944
ISHARES SILVER TR ISHARES Exchange Traded Fund 46428Q109 8,118 330,379 SH   DFND 1 0 0 330,379
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW Exchange Traded Fund 92206C680 7,444 30,038 SH   DFND 1 0 0 30,038
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV Exchange Traded Fund 33738R506 6,991 175,033 SH   DFND 1 0 0 175,033
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL Exchange Traded Fund 92206C714 6,965 58,124 SH   DFND 1 0 0 58,124
SELECT SECTOR SPDR TR SBI INT-INDS Exchange Traded Fund 81369Y704 5,770 65,152 SH   DFND 1 0 0 65,152
SELECT SECTOR SPDR TR TECHNOLOGY Exchange Traded Fund 81369Y803 5,095 39,182 SH   DFND 1 0 0 39,182
SELECT SECTOR SPDR TR SBI INT-FINL Exchange Traded Fund 81369Y605 4,981 168,962 SH   DFND 1 0 0 168,962
VANGUARD WORLD FDS INF TECH ETF Exchange Traded Fund 92204A702 4,429 12,518 SH   DFND 1 0 0 12,518
ISHARES TR CORE MSCI EAFE Exchange Traded Fund 46432F842 4,423 64,011 SH   DFND 1 0 0 64,011
SELECT SECTOR SPDR TR SBI HEALTHCARE Exchange Traded Fund 81369Y209 4,189 36,925 SH   DFND 1 0 0 36,925
INVESCO EXCH TRADED FD TR II SR LN ETF Exchange Traded Fund 46138G508 4,005 179,749 SH   DFND 1 0 0 179,749
SELECT SECTOR SPDR TR ENERGY Exchange Traded Fund 81369Y506 3,838 101,250 SH   DFND 1 0 0 101,250
ISHARES TR MSCI INTL QUALTY Exchange Traded Fund 46434V456 3,542 99,309 SH   DFND 1 0 0 99,309
SELECT SECTOR SPDR TR SBI INT-UTILS Exchange Traded Fund 81369Y886 3,447 54,976 SH   DFND 1 0 0 54,976
SPDR SER TR PORTFOLIO AGRGTE Exchange Traded Fund 78464A649 3,045 98,875 SH   DFND 1 0 0 98,875
VANGUARD SCOTTSDALE FDS VNG RUS2000GRW Exchange Traded Fund 92206C623 3,000 14,383 SH   DFND 1 0 0 14,383
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX Exchange Traded Fund 92206C664 2,892 18,272 SH   DFND 1 0 0 18,272
SPDR SER TR S&P BIOTECH Exchange Traded Fund 78464A870 2,886 20,497 SH   DFND 1 0 0 20,497
VANGUARD WORLD FDS UTILITIES ETF Exchange Traded Fund 92204A876 2,736 19,936 SH   DFND 1 0 0 19,936
FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH Exchange Traded Fund 33734X143 2,688 24,938 SH   DFND 1 0 0 24,938
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC Exchange Traded Fund 92206C771 2,589 47,875 SH   DFND 1 0 0 47,875
SPDR SER TR PORTFOLIO SHORT Exchange Traded Fund 78464A474 2,517 80,137 SH   DFND 1 0 0 80,137
ISHARES TR MSCI USA MIN VOL Exchange Traded Fund 46429B697 2,419 35,626 SH   DFND 1 0 0 35,626
VANGUARD WORLD FDS CONSUM DIS ETF Exchange Traded Fund 92204A108 2,209 8,028 SH   DFND 1 0 0 8,028
VANGUARD CHARLOTTE FDS INTL BD IDX ETF Exchange Traded Fund 92203J407 1,948 33,258 SH   DFND 1 0 0 33,258
SPDR SER TR BLOOMBERG SRT TR Exchange Traded Fund 78468R408 1,863 69,098 SH   DFND 1 0 0 69,098
VANGUARD WORLD FDS ENERGY ETF Exchange Traded Fund 92204A306 1,708 32,920 SH   DFND 1 0 0 32,920
INVESCO EXCH TRADED FD TR II PFD ETF Exchange Traded Fund 46138E511 1,679 110,013 SH   DFND 1 0 0 110,013
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC Exchange Traded Fund 46137V282 1,598 6,302 SH   DFND 1 0 0 6,302
SPDR DOW JONES INDL AVERAGE UT SER 1 Exchange Traded Fund 78467X109 1,470 4,797 SH   DFND 1 0 0 4,797
SPDR SER TR BLOOMBERG BRCLYS Exchange Traded Fund 78468R622 1,388 12,738 SH   DFND 1 0 0 12,738
SPDR INDEX SHS FDS DJ INTL RL ETF Exchange Traded Fund 78463X863 1,319 38,675 SH   DFND 1 0 0 38,675
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG Exchange Traded Fund 46138E784 1,272 44,095 SH   DFND 1 0 0 44,095
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP Exchange Traded Fund 78467Y107 1,216 2,885 SH   DFND 1 0 0 2,885
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL Exchange Traded Fund 92206C649 1,154 9,991 SH   DFND 1 0 0 9,991
SPDR SER TR PORTFOLIO INTRMD Exchange Traded Fund 78464A375 1,073 28,858 SH   DFND 1 0 0 28,858
ISHARES TR CORE HIGH DV ETF Exchange Traded Fund 46429B663 917 10,457 SH   DFND 1 0 0 10,457
ISHARES INC CORE MSCI EMKT Exchange Traded Fund 46434G103 884 14,243 SH   DFND 1 0 0 14,243
SPDR SER TR S&P DIVID ETF Exchange Traded Fund 78464A763 847 7,987 SH   DFND 1 0 0 7,987
ISHARES TR US TREAS BD ETF Exchange Traded Fund 46429B267 820 30,087 SH   DFND 1 0 0 30,087
ALPS ETF TR ALERIAN MLP Exchange Traded Fund 00162Q452 757 29,495 SH   DFND 1 0 0 29,495
INVESCO EXCHANGE TRADED FD T S&P500 EQL STP Exchange Traded Fund 46137V373 731 4,825 SH   DFND 1 0 0 4,825
INVESCO EXCH TRADED FD TR II NATL AMT MUNI Exchange Traded Fund 46138E537 730 26,925 SH   DFND 1 0 0 26,925
WISDOMTREE TR EM EX ST-OWNED Exchange Traded Fund 97717X578 695 17,498 SH   DFND 1 0 0 17,498
VANGUARD WORLD FDS INDUSTRIAL ETF Exchange Traded Fund 92204A603 691 4,060 SH   DFND 1 0 0 4,060
ISHARES TR 0-5 YR TIPS ETF Exchange Traded Fund 46429B747 672 6,428 SH   DFND 1 0 0 6,428
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL Exchange Traded Fund 46138E362 633 16,838 SH   DFND 1 0 0 16,838
FIRST TR EXCHANGE TRADED FD FINLS ALPHADEX Exchange Traded Fund 33734X135 605 17,629 SH   DFND 1 0 0 17,629
INVESCO EXCH TRADED FD TR II FNDMNTL HY CRP Exchange Traded Fund 46138E719 591 30,371 SH   DFND 1 0 0 30,371
ISHARES TR MSCI EAFE MIN VL Exchange Traded Fund 46429B689 576 7,834 SH   DFND 1 0 0 7,834
VANECK VECTORS ETF TR INTRMDT MUNI ETF Exchange Traded Fund 92189H201 479 9,167 SH   DFND 1 0 0 9,167
ISHARES TR MSCI USA QLT FCT Exchange Traded Fund 46432F339 479 4,114 SH   DFND 1 0 0 4,114
SPDR SER TR RUSSELL LOW VOL Exchange Traded Fund 78468R754 478 5,316 SH   DFND 1 0 0 5,316
VANGUARD WORLD FDS HEALTH CAR ETF Exchange Traded Fund 92204A504 453 2,022 SH   DFND 1 0 0 2,022
VANGUARD WORLD FDS COMM SRVC ETF Exchange Traded Fund 92204A884 422 3,508 SH   DFND 1 0 0 3,508
ISHARES TR EXPONENTIAL TECH Exchange Traded Fund 46434V381 392 6,840 SH   DFND 1 0 0 6,840
SELECT SECTOR SPDR TR SBI CONS DISCR Exchange Traded Fund 81369Y407 383 2,379 SH   DFND 1 0 0 2,379
SPDR SER TR S&P METALS MNG Exchange Traded Fund 78464A755 363 10,830 SH   DFND 1 0 0 10,830
VANGUARD WORLD FDS CONSUM STP ETF Exchange Traded Fund 92204A207 297 1,702 SH   DFND 1 0 0 1,702
VANGUARD WORLD FDS MATERIALS ETF Exchange Traded Fund 92204A801 243 1,547 SH   DFND 1 0 0 1,547
FIRST TR EXCHANGE TRADED FD INDLS PROD DUR Exchange Traded Fund 33734X150 234 4,657 SH   DFND 1 0 0 4,657
SPDR SER TR DJ REIT ETF Exchange Traded Fund 78464A607 228 2,629 SH   DFND 1 0 0 2,629
SELECT SECTOR SPDR TR SBI MATERIALS Exchange Traded Fund 81369Y100 208 2,873 SH   DFND 1 0 0 2,873