The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPS ETF TR ALERIAN MLP Exchange Traded Fund 00162Q866 1,119 103,789 SH   SOLE   0 0 103,789
ISHARES GOLD TRUST ISHARES Exchange Traded Fund 464285105 2,781 222,330 SH   SOLE   0 0 222,330
ISHARES INC CORE MSCI EMKT Exchange Traded Fund 46434G103 3,302 58,045 SH   SOLE   0 0 58,045
ISHARES SILVER TRUST ISHARES Exchange Traded Fund 46428Q109 443 27,751 SH   SOLE   0 0 27,751
ISHARES TR 1 3 YR CR BD ETF Exchange Traded Fund 464288646 4,245 40,613 SH   SOLE   0 0 40,613
ISHARES TR BARCLAYS 7 10 YR Exchange Traded Fund 464287440 1,480 14,021 SH   SOLE   0 0 14,021
ISHARES TR COHEN STEER REIT Exchange Traded Fund 464287564 659 6,504 SH   SOLE   0 0 6,504
ISHARES TR CORE HIGH DV ETF Exchange Traded Fund 46429B663 273 3,034 SH   SOLE   0 0 3,034
ISHARES TR CORE LT USDB ETF Exchange Traded Fund 464289479 808 12,484 SH   SOLE   0 0 12,484
ISHARES TR CORE MSCI EAFE Exchange Traded Fund 46432F842 4,699 71,105 SH   SOLE   0 0 71,105
ISHARES TR CORE S&P MCP ETF Exchange Traded Fund 464287507 3,626 19,111 SH   SOLE   0 0 19,111
ISHARES TR CORE S&P SCP ETF Exchange Traded Fund 464287804 4,751 61,854 SH   SOLE   0 0 61,854
ISHARES TR CORE S&P TTL STK Exchange Traded Fund 464287150 14,479 236,821 SH   SOLE   0 0 236,821
ISHARES TR CORE S&P US GWT Exchange Traded Fund 464287671 725 13,484 SH   SOLE   0 0 13,484
ISHARES TR CORE S&P US VLU Exchange Traded Fund 464287663 336 6,074 SH   SOLE   0 0 6,074
ISHARES TR CORE S&P500 ETF Exchange Traded Fund 464287200 6,470 24,067 SH   SOLE   0 0 24,067
ISHARES TR CORE US AGGBD ET Exchange Traded Fund 464287226 16,044 146,750 SH   SOLE   0 0 146,750
ISHARES TR EAFE SML CP ETF Exchange Traded Fund 464288273 206 3,198 SH   SOLE   0 0 3,198
ISHARES TR IBOXX HI YD ETF Exchange Traded Fund 464288513 4,713 54,020 SH   SOLE   0 0 54,020
ISHARES TR IBOXX INV CP ETF Exchange Traded Fund 464287242 331 2,728 SH   SOLE   0 0 2,728
ISHARES TR INTRMD CR BD ETF Exchange Traded Fund 464288638 374 3,433 SH   SOLE   0 0 3,433
ISHARES TR JPMORGAN USD EMG Exchange Traded Fund 464288281 2,186 18,829 SH   SOLE   0 0 18,829
ISHARES TR MIN VOL EAFE ETF Exchange Traded Fund 46429B689 4,415 60,500 SH   SOLE   0 0 60,500
ISHARES TR MRGSTR MD CP ETF Exchange Traded Fund 464288208 254 1,373 SH   SOLE   0 0 1,373
ISHARES TR MSCI EAFE ETF Exchange Traded Fund 464287465 1,973 28,068 SH   SOLE   0 0 28,068
ISHARES TR MSCI EMG MKT ETF Exchange Traded Fund 464287234 632 13,423 SH   SOLE   0 0 13,423
ISHARES TR N AMER TECH ETF Exchange Traded Fund 464287549 1,097 6,501 SH   SOLE   0 0 6,501
ISHARES TR NA TEC SFTWR ETF Exchange Traded Fund 464287515 454 2,940 SH   SOLE   0 0 2,940
ISHARES TR NATIONAL MUN ETF Exchange Traded Fund 464288414 1,592 14,377 SH   SOLE   0 0 14,377
ISHARES TR RUS 1000 GRW ETF Exchange Traded Fund 464287614 7,513 55,790 SH   SOLE   0 0 55,790
ISHARES TR RUS 1000 VAL ETF Exchange Traded Fund 464287598 1,237 9,950 SH   SOLE   0 0 9,950
ISHARES TR RUS 2000 GRW ETF Exchange Traded Fund 464287648 1,297 6,949 SH   SOLE   0 0 6,949
ISHARES TR RUS 2000 VAL ETF Exchange Traded Fund 464287630 785 6,247 SH   SOLE   0 0 6,247
ISHARES TR RUS MDCP VAL ETF Exchange Traded Fund 464287473 2,770 31,071 SH   SOLE   0 0 31,071
ISHARES TR RUS MID CAP ETF Exchange Traded Fund 464287499 6,890 33,108 SH   SOLE   0 0 33,108
ISHARES TR RUSSELL 2000 ETF Exchange Traded Fund 464287655 1,656 10,865 SH   SOLE   0 0 10,865
ISHARES TR S&P 500 GRWT ETF Exchange Traded Fund 464287309 9,112 59,645 SH   SOLE   0 0 59,645
ISHARES TR S&P 500 VAL ETF Exchange Traded Fund 464287408 9,781 85,621 SH   SOLE   0 0 85,621
ISHARES TR S&P MC 400GR ETF Exchange Traded Fund 464287606 1,935 8,968 SH   SOLE   0 0 8,968
ISHARES TR SELECT DIVID ETF Exchange Traded Fund 464287168 997 10,121 SH   SOLE   0 0 10,121
ISHARES TR SHORT TREAS BD Exchange Traded Fund 464288679 693 6,291 SH   SOLE   0 0 6,291
ISHARES TR SHRT NAT MUN ETF Exchange Traded Fund 464288158 513 4,900 SH   SOLE   0 0 4,900
ISHARES TR SP SMCP600VL ETF Exchange Traded Fund 464287879 2,163 14,088 SH   SOLE   0 0 14,088
ISHARES TR TIPS BD ETF Exchange Traded Fund 464287176 4,249 37,249 SH   SOLE   0 0 37,249
ISHARES TR U.S. BAS MTL ETF Exchange Traded Fund 464287838 545 5,338 SH   SOLE   0 0 5,338
ISHARES TR U.S. FIN SVC ETF Exchange Traded Fund 464287770 1,853 14,207 SH   SOLE   0 0 14,207
ISHARES TR U.S. FINLS ETF Exchange Traded Fund 464287788 1,943 16,272 SH   SOLE   0 0 16,272
ISHARES TR U.S. MED DVC ETF Exchange Traded Fund 464288810 1,157 6,670 SH   SOLE   0 0 6,670
ISHARES TR U.S. REAL ES ETF Exchange Traded Fund 464287739 1,051 12,975 SH   SOLE   0 0 12,975
ISHARES TR U.S. TECH ETF Exchange Traded Fund 464287721 1,123 6,905 SH   SOLE   0 0 6,905
ISHARES TR U.S. UTILITS ETF Exchange Traded Fund 464287697 245 1,846 SH   SOLE   0 0 1,846
ISHARES TR US AER DEF ETF Exchange Traded Fund 464288760 2,723 14,478 SH   SOLE   0 0 14,478
ISHARES TR US INDUSTRIALS Exchange Traded Fund 464287754 1,304 8,851 SH   SOLE   0 0 8,851
SCHWAB STRATEGIC TR EMRG MKTEQ ETF Exchange Traded Fund 808524706 1,201 43,019 SH   SOLE   0 0 43,019
SCHWAB STRATEGIC TR INTL SCEQT ETF Exchange Traded Fund 808524888 1,151 31,446 SH   SOLE   0 0 31,446
SCHWAB STRATEGIC TR SCHWB FDT INT LG Exchange Traded Fund 808524755 2,519 82,886 SH   SOLE   0 0 82,886
SCHWAB STRATEGIC TR US AGGREGATE B Exchange Traded Fund 808524839 3,731 71,571 SH   SOLE   0 0 71,571
SCHWAB STRATEGIC TR US LRG CAP ETF Exchange Traded Fund 808524201 2,225 34,894 SH   SOLE   0 0 34,894
SCHWAB STRATEGIC TR US REIT ETF Exchange Traded Fund 808524847 2,576 61,910 SH   SOLE   0 0 61,910
SCHWAB STRATEGIC TR US TIPS ETF Exchange Traded Fund 808524870 293 5,271 SH   SOLE   0 0 5,271
SELECT SECTOR SPDR TR ENERGY Exchange Traded Fund 81369Y506 485 6,716 SH   SOLE   0 0 6,716
SELECT SECTOR SPDR TR SBI CONS STPLS Exchange Traded Fund 81369Y308 2,344 41,217 SH   SOLE   0 0 41,217
SELECT SECTOR SPDR TR SBI HEALTHCARE Exchange Traded Fund 81369Y209 2,249 27,207 SH   SOLE   0 0 27,207
SELECT SECTOR SPDR TR SBI INT-FINL Exchange Traded Fund 81369Y605 2,791 100,027 SH   SOLE   0 0 100,027
SELECT SECTOR SPDR TR SBI INT-INDS Exchange Traded Fund 81369Y704 541 7,152 SH   SOLE   0 0 7,152
SELECT SECTOR SPDR TR TECHNOLOGY Exchange Traded Fund 81369Y803 934 14,609 SH   SOLE   0 0 14,609
SPDR GOLD TRUST GOLD SHS Exchange Traded Fund 78463V107 278 2,250 SH   SOLE   0 0 2,250
SPDR INDEX SHS FDS DJ INTL RL ETF Exchange Traded Fund 78463X863 310 7,679 SH   SOLE   0 0 7,679
SPDR INDEX SHS FDS PORTFOLIO EMG MK Exchange Traded Fund 78463X509 2,338 61,298 SH   SOLE   0 0 61,298
SPDR S&P 500 ETF TR TR UNIT Exchange Traded Fund 78462F103 4,880 18,196 SH   SOLE   0 0 18,196
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP Exchange Traded Fund 78467Y107 2,679 7,728 SH   SOLE   0 0 7,728
SPDR SER TR BLOOMBERG SRT TR Exchange Traded Fund 78468R408 654 23,743 SH   SOLE   0 0 23,743
SPDR SER TR NUVEEN BLMBRG SR Exchange Traded Fund 78468R739 966 20,172 SH   SOLE   0 0 20,172
SPDR SER TR NUVEEN BRC MUNIC Exchange Traded Fund 78468R721 207 4,240 SH   SOLE   0 0 4,240
SPDR SERIES TRUST BLOOMBERG BRCLYS Exchange Traded Fund 78464A417 261 7,109 SH   SOLE   0 0 7,109
SPDR SERIES TRUST DJ REIT ETF Exchange Traded Fund 78464A607 277 2,960 SH   SOLE   0 0 2,960
SPDR SERIES TRUST PORTFOLIO AGRGTE Exchange Traded Fund 78464A649 1,946 67,728 SH   SOLE   0 0 67,728
SPDR SERIES TRUST PORTFOLIO INTRMD Exchange Traded Fund 78464A375 273 7,979 SH   SOLE   0 0 7,979
SPDR SERIES TRUST S&P DIVID ETF Exchange Traded Fund 78464A763 346 3,666 SH   SOLE   0 0 3,666
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F Exchange Traded Fund 921932505 204 1,492 SH   SOLE   0 0 1,492
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD Exchange Traded Fund 921932703 656 5,966 SH   SOLE   0 0 5,966
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL Exchange Traded Fund 921932778 634 4,794 SH   SOLE   0 0 4,794
VANGUARD BD INDEX FD INC INTERMED TERM Exchange Traded Fund 921937819 1,794 21,406 SH   SOLE   0 0 21,406
VANGUARD BD INDEX FD INC LONG TERM BOND Exchange Traded Fund 921937793 3,130 32,921 SH   SOLE   0 0 32,921
VANGUARD BD INDEX FD INC SHORT TRM BOND Exchange Traded Fund 921937827 3,029 38,298 SH   SOLE   0 0 38,298
VANGUARD BD INDEX FD INC TOTAL BND MRKT Exchange Traded Fund 921937835 1,808 22,175 SH   SOLE   0 0 22,175
VANGUARD CHARLOTTE FDS INTL BD IDX ETF Exchange Traded Fund 92203J407 1,042 19,177 SH   SOLE   0 0 19,177
VANGUARD INDEX FDS GROWTH ETF Exchange Traded Fund 922908736 5,033 35,787 SH   SOLE   0 0 35,787
VANGUARD INDEX FDS MCAP GR IDXVIP Exchange Traded Fund 922908538 1,869 14,636 SH   SOLE   0 0 14,636
VANGUARD INDEX FDS MCAP VL IDXVIP Exchange Traded Fund 922908512 2,040 18,289 SH   SOLE   0 0 18,289
VANGUARD INDEX FDS MID CAP ETF Exchange Traded Fund 922908629 1,891 12,222 SH   SOLE   0 0 12,222
VANGUARD INDEX FDS REIT ETF Exchange Traded Fund 922908553 2,491 30,025 SH   SOLE   0 0 30,025
VANGUARD INDEX FDS S&P 500 ETF SHS Exchange Traded Fund 922908363 13,120 53,489 SH   SOLE   0 0 53,489
VANGUARD INDEX FDS SM CP VAL ETF Exchange Traded Fund 922908611 4,600 34,650 SH   SOLE   0 0 34,650
VANGUARD INDEX FDS SMALL CP ETF Exchange Traded Fund 922908751 914 6,184 SH   SOLE   0 0 6,184
VANGUARD INDEX FDS SML CP GRW ETF Exchange Traded Fund 922908595 1,324 8,235 SH   SOLE   0 0 8,235
VANGUARD INDEX FDS TOTAL STK MKT Exchange Traded Fund 922908769 9,821 71,561 SH   SOLE   0 0 71,561
VANGUARD INDEX FDS VALUE ETF Exchange Traded Fund 922908744 5,807 54,620 SH   SOLE   0 0 54,620
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF Exchange Traded Fund 922042858 2,217 48,290 SH   SOLE   0 0 48,290
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF Exchange Traded Fund 922042742 2,332 31,408 SH   SOLE   0 0 31,408
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC Exchange Traded Fund 92206C771 436 8,322 SH   SOLE   0 0 8,322
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD Exchange Traded Fund 92206C409 2,511 31,675 SH   SOLE   0 0 31,675
VANGUARD SCOTTSDALE FDS VNG RUS2000GRW Exchange Traded Fund 92206C623 902 6,659 SH   SOLE   0 0 6,659
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX Exchange Traded Fund 92206C664 849 6,945 SH   SOLE   0 0 6,945
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL Exchange Traded Fund 92206C649 417 3,813 SH   SOLE   0 0 3,813
VANGUARD STAR FD VG TL INTL STK F Exchange Traded Fund 921909768 1,612 28,382 SH   SOLE   0 0 28,382
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF Exchange Traded Fund 921943858 353 7,873 SH   SOLE   0 0 7,873
VANGUARD WORLD FDS CONSUM DIS ETF Exchange Traded Fund 92204A108 685 4,397 SH   SOLE   0 0 4,397
VANGUARD WORLD FDS CONSUM STP ETF Exchange Traded Fund 92204A207 465 3,190 SH   SOLE   0 0 3,190
VANGUARD WORLD FDS ENERGY ETF Exchange Traded Fund 92204A306 579 5,858 SH   SOLE   0 0 5,858
VANGUARD WORLD FDS FINANCIALS ETF Exchange Traded Fund 92204A405 717 10,243 SH   SOLE   0 0 10,243
VANGUARD WORLD FDS HEALTH CAR ETF Exchange Traded Fund 92204A504 630 4,089 SH   SOLE   0 0 4,089
VANGUARD WORLD FDS MATERIALS ETF Exchange Traded Fund 92204A801 1,039 7,601 SH   SOLE   0 0 7,601
VANGUARD WORLD FDS TELCOMM ETF Exchange Traded Fund 92204A884 534 5,865 SH   SOLE   0 0 5,865