Exhibit 23



	 Consent of Independent Registered Public Accounting Firm



We consent to the incorporation by reference in the following Registration
Statements (Form S-8 Nos. 333-69895, 333-87413, 333-42944, 333-42942, 333-
73740, 333-73738, 333-88398, 333-91906 and 333-97987) pertaining to the
Employee Savings Plan of Ohio Casualty Insurance Company of our report
dated June 18, 2004, with respect to the financial statements and schedule
of the Ohio Casualty Insurance Company Employee Savings Plan included in
this Annual Report (Form 11-K) for the year ended December 31, 2003.




/s/Ernst & Young, LLP

Cincinnati, Ohio
June 23, 2004