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PREMISES & EQUIPMENT (Tables)
12 Months Ended
Dec. 31, 2023
PREMISES & EQUIPMENT [Abstract]  
Summary of Premises and Equipment

Premises and equipment at December 31, 2023 and 2022 are summarized as follows (in thousands):

 
December 31,
 
   
2023
   
2022
 
Land
 
$
5,839
   
$
5,667
 
Buildings
   
22,948
     
20,997
 
Furniture, fixtures and equipment
   
8,499
     
7,512
 
Construction in process
   
1,921
     
151
 
     
39,207
     
34,327
 
Less: accumulated depreciation
   
17,823
     
16,708
 
Premises and equipment, net
 
$
21,384
   
$
17,619