CONSOLIDATED BALANCE SHEET - USD ($) $ in Thousands		Mar. 31, 2023	Dec. 31, 2022
Cash and due from banks:
Noninterest-bearing		$ 24,249	$ 24,814
Interest-bearing		1,924	1,397
Total cash and cash equivalents		26,173	26,211
Interest bearing time deposits with other banks		6,055	6,055
Equity securities		1,923	2,208
Available-for-sale securities		443,415	439,506
Loans held for sale		671	725
Loans (net of allowance for credit losses - loans: 2023 $15,250 and 2022, $18,552)		1,708,225	1,706,447
Premises and equipment		17,588	17,619
Accrued interest receivable		7,176	7,332
Goodwill	[1]	31,376	31,376
Bank owned life insurance		39,573	39,355
Other intangibles		1,181	1,272
Fair value of derivative instruments		14,197	16,599
Deferred tax asset		10,786	12,886
Other assets		27,059	25,802
TOTAL ASSETS		2,335,398	2,333,393
Deposits:
Noninterest-bearing		369,658	396,260
Interest-bearing		1,430,029	1,447,948
Total deposits		1,799,687	1,844,208
Borrowed funds		288,059	257,278
Accrued interest payable		1,768	1,232
Fair value of derivative instruments - liability		8,234	9,726
Other liabilities		24,412	20,802
TOTAL LIABILITIES		2,122,160	2,133,246
STOCKHOLDERS' EQUITY:
Preferred Stock $1.00 par value; authorized 3,000,000 shares at March 31, 2023 and December 31, 2022; none issued in 2023 or 2022		0	0
Common stock $1.00 par value; authorized 25,000,000 shares at March 31, 2023 and December 31, 2022; issued 4,427,687 at March 31, 2023 and December 31, 2022		4,428	4,428
Additional paid-in capital		80,926	80,911
Retained earnings		171,629	164,922
Accumulated other comprehensive loss		(26,762)	(33,141)
Treasury stock, at cost: 456,638 shares at March 31, 2023 and 456,478 shares at December 31, 2022		(16,983)	(16,973)
TOTAL STOCKHOLDERS' EQUITY		213,238	200,147
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY		$ 2,335,398	$ 2,333,393

[1] Excludes fully amortized intangible assets