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Consolidated Statement of Cash Flows - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Cash Flows from Operating Activities:          
Net income $ 5,043 $ 4,515 $ 19,490 $ 18,034 $ 13,025
Adjustments to reconcile net income to net cash provided by operating activities:          
Provision for loan losses 525 625 1,675 1,925 2,540
Depreciation and amortization     498 387 200
Amortization and accretion on investment securities     308 999 1,441
Deferred income taxes     317 (435) 1,448
Investment securities (gains) losses, net (66) 20 (144) 19 (1,035)
Earnings on bank owned life insurance     (623) (622) (660)
Stock awards     369 308 278
Originations of loans held for sale     (21,157) (19,153) (25,305)
Proceeds from sales of loans held for sale     21,780 19,696 26,086
Realized gains on loans sold     (473) (382) (578)
Increase in accrued interest receivable     (103) (256) (34)
Increase in accrued interest payable     12 179 147
Other, net     (182) 787 (1,814)
Net cash provided by operating activities     21,767 21,486 15,739
Available-for-sale securities:          
Proceeds from sales of available-for-sale securities     10,489 27,149 58,177
Proceeds from maturity and principal repayments of securities     62,625 54,041 60,081
Purchase of securities     (68,963) (67,899) (54,003)
Purchase of equity securities     (65) (425) 0
Proceeds from redemption of Regulatory Stock     10,787 10,209 7,425
Purchase of Regulatory Stock     (11,526) (9,537) (8,903)
Net increase in loans     (37,492) (81,113) (161,127)
Purchase of interest bearing time deposits     (248) (6,457) (7,301)
Proceeds from matured interest bearing time deposits with other banks     1,490 0 744
Proceeds from sale of interest bearing time deposits with other banks     0 1,239 3,243
Purchase of premises, equipment and software     (483) (500) (208)
Proceeds from sale of premises and equipment     7 0 0
Proceeds from sale of foreclosed assets held for sale     1,056 942 846
Acquisition, net of cash paid     0 0 (4,399)
Net cash used in investing activities     (32,323) (72,351) (105,425)
Cash Flows from Financing Activities:          
Net increase in deposits     25,962 80,213 61,560
Proceeds from long-term borrowings     10,000 10 9
Repayments of long-term borrowings     (3,123) (1,000) (2,000)
Net (decrease) increase in short-term borrowed funds     (12,954) (22,480) 36,993
Purchase of treasury stock     (1,291) (1,175) (979)
Purchase of restricted stock     0 (307) 0
Reissuance of treasury stock to employee stock purchase plan     0 0 43
Dividends paid     (6,315) (6,116) (5,177)
Net cash provided by financing activities     12,279 49,145 90,449
Net increase (decrease) in cash and cash equivalents     1,723 (1,720) 763
Cash and Cash Equivalents at Beginning of Year     16,797 18,517 17,754
Cash and Cash Equivalents at End of Year 18,520 16,797 18,520 16,797 18,517
Supplemental Disclosures of Cash Flow Information:          
Interest paid     12,028 9,395 5,662
Income taxes paid     3,300 3,050 4,550
Non-cash activities          
Stock dividend     2,102 2,142 9,023
Real estate acquired in settlement of loans     3,836 393 911
Investments purchased and not settled included in other liabilities     0 1,564 0
Right of use asset and liability     1,454 0 0
Non-cash assets acquired          
Goodwill 23,296 23,296 23,296 23,296  
S&T State College Branch [Member]          
Non-cash assets acquired          
Available-for-sale securities 0 0 0 0 0
Interest bearing time deposits with other banks 0 0 0 0 0
Loans 0 0 0 0 39,847
Premises and equipment 0 0 0 0 86
Accrued interest receivable 0 0 0 0 74
Bank owned life insurance 0 0 0 0 0
Intangibles 0 0 0 0 145
Deferred tax asset 0 0 0 0 0
Other assets 0 0 0 0 0
Goodwill 0 0 0 0 2,207
Total Non-cash assets acquired 0 0 0 0 42,359
Liabilities assumed          
Noninterest-bearing deposits 0 0 0 0 37,880
Interest-bearing deposits 0 0 0 0 0
Accrued interest payable 0 0 0 0 29
Other liabilities 0 0 0 0 51
Total liabilities assumed 0 0 0 0 37,960
Net non-cash liabilities acquired 0 0 0 0 4,399
Cash and cash equivalents acquired $ 0 $ 0 $ 0 $ 0 $ 154