CONSOLIDATED BALANCE SHEET (UNAUDITED) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Cash and due from banks:
Noninterest-bearing	$ 15,552	$ 15,327
Interest-bearing	917	1,470
Total cash and cash equivalents	16,469	16,797
Interest bearing time deposits with other banks	15,498	15,498
Equity securities	557	516
Available-for-sale securities	236,740	241,010
Loans held for sale	778	1,127
Loans (net of allowance for loan losses: 2019, $13,304 and 2018, $12,884)	1,086,318	1,068,999
Premises and equipment	16,024	16,273
Accrued interest receivable	4,612	4,452
Goodwill	23,296	23,296
Bank owned life insurance	27,810	27,505
Other intangibles	1,460	1,623
Other assets	17,608	13,616
TOTAL ASSETS	1,447,170	1,430,712
Deposits:
Noninterest-bearing	183,903	179,971
Interest-bearing	999,755	1,005,185
Total deposits	1,183,658	1,185,156
Borrowed funds	100,984	91,194
Accrued interest payable	1,048	1,076
Other liabilities	13,459	14,057
TOTAL LIABILITIES	1,299,149	1,291,483
STOCKHOLDERS' EQUITY:
Preferred Stock $1.00 par value; authorized 3,000,000 shares at June 30, 2019 and December 31, 2018; none issued in 2019 or 2018	0	0
Common stock $1.00 par value; authorized 25,000,000 shares at June 30, 2019 and December 31, 2018; issued 3,938,673 at June 30, 2019 and 3,904,212, at December 31, 2018	3,939	3,904
Additional paid-in capital	55,096	53,099
Retained earnings	103,733	99,727
Accumulated other comprehensive loss	(337)	(3,921)
Treasury stock, at cost: 413,353 shares at June 30, 2019 and 399,616 shares at December 31, 2018	(14,410)	(13,580)
TOTAL STOCKHOLDERS' EQUITY	148,021	139,229
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 1,447,170	$ 1,430,712