CONSOLIDATED STATEMENT OF CASH FLOWS (UNAUDITED) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2018	Jun. 30, 2017
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 8,938	$ 6,771
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	825	1,240
Depreciation and amortization	182	199
Amortization and accretion of investment securities	569	735
Deferred income taxes	42	(105)
Equity and available for sale securities gains, net	(13)	(195)
Earnings on bank owned life insurance	(306)	(333)
Originations of loans held for sale	(7,260)	(10,247)
Proceeds from sales of loans held for sale	6,849	11,840
Realized gains on loans sold	(132)	(249)
(Increase) decrease in accrued interest receivable	(89)	392
Increase (decrease) in accrued interest payable	6	(92)
Other, net	23	(166)
Net cash provided by operating activities	9,634	9,790
Available-for-sale securities:
Proceeds from sales	0	25,407
Proceeds from maturity and principal repayments	31,351	36,510
Purchase of securities	(29,828)	(13,829)
Purchase of equity securities	(91)	0
Purchase of interest bearing time deposits with other banks	(4,721)	(4,069)
Proceeds from sale of interest bearing time deposits with other banks	1,239	1,745
Proceeds from matured interest bearing time deposits with other banks	0	496
Proceeds from redemption of regulatory stock	5,138	4,303
Purchase of regulatory stock	(5,574)	(3,487)
Net increase in loans	(39,375)	(88,468)
Purchase of premises and equipment	(140)	(131)
Proceeds from sale of foreclosed assets held for sale	736	237
Net cash used in investing activities	(41,265)	(41,286)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase in deposits	13,649	45,706
Proceeds from long-term borrowings	4	5
Net short-term borrowed funds	18,984	(9,669)
Purchase of treasury and restricted stock	(850)	(509)
Dividends paid	(3,060)	(2,429)
Net cash provided by financing activities	28,727	33,104
Net (decrease) increase in cash and cash equivalents	(2,904)	1,608
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD	18,517	17,754
CASH AND CASH EQUIVALENTS AT END OF PERIOD	15,613	19,362
Supplemental Disclosures of Cash Flow Information:
Interest paid	4,234	2,769
Income taxes paid	1,200	2,075
Loans transferred to foreclosed property	78	335
Investments purchased and not settled	$ 0	$ 1,541