CONSOLIDATED BALANCE SHEET (UNAUDITED) - USD ($) $ in Thousands	Jun. 30, 2018	Dec. 31, 2017
Cash and due from banks:
Noninterest-bearing	$ 14,521	$ 16,347
Interest-bearing	1,092	2,170
Total cash and cash equivalents	15,613	18,517
Interest bearing time deposits with other banks	13,762	10,283
Equity securities	195	0
Available-for-sale securities	250,025	254,782
Loans held for sale	1,931	1,439
Loans (net of allowance for loan losses: 2018, $11,941 and 2017, $11,190)	1,028,259	989,335
Premises and equipment	16,289	16,523
Accrued interest receivable	4,285	4,196
Goodwill	23,296	23,296
Bank owned life insurance	27,189	26,883
Other intangibles	1,756	1,953
Other assets	14,994	14,679
TOTAL ASSETS	1,397,594	1,361,886
Deposits:
Noninterest-bearing	169,014	171,840
Interest-bearing	949,578	933,103
Total deposits	1,118,592	1,104,943
Borrowed funds	133,652	114,664
Accrued interest payable	903	897
Other liabilities	12,166	12,371
TOTAL LIABILITIES	1,265,313	1,232,875
STOCKHOLDERS' EQUITY:
Preferred Stock $1.00 par value; authorized 3,000,000 shares at June 30, 2018 and December 31, 2017; none issued in 2018 or 2017	0	0
Common stock $1.00 par value; authorized 25,000,000 shares at June 30 2018 and 15,000,000 at December 31, 2017; issued 3,904,212 at June 30, 2018 and 3,869,939 at December 31, 2017	3,904	3,870
Additional paid-in capital	53,098	51,108
Retained earnings	93,717	89,982
Accumulated other comprehensive loss	(5,357)	(3,398)
Treasury stock, at cost: 391,559 shares at June 30, 2018 and 383,065 shares at December 31, 2017	(13,081)	(12,551)
TOTAL STOCKHOLDERS' EQUITY	132,281	129,011
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 1,397,594	$ 1,361,886