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DEPOSITS (Details) - USD ($)
Dec. 31, 2016
Dec. 31, 2015
DEPOSITS [Abstract]    
Non-interest-bearing deposits $ 147,425,000 $ 150,960,000
NOW accounts 305,862,000 279,655,000
Savings deposits 170,722,000 170,277,000
Money market deposit accounts 116,880,000 105,229,000
Certificates of deposit 264,614,000 281,910,000
Total deposits 1,005,503,000 988,031,000
Certificates of deposit of $250,000 or more [Abstract]    
Certificates of deposit of $250,000 or more 56,743,000 $ 51,818,000
Maturities of certificates of deposit [Abstract]    
2017 128,641,000  
2018 47,673,000  
2019 35,722,000  
2020 25,036,000  
2021 22,587,000  
Thereafter 4,955,000  
Total certificates of deposit $ 264,614,000