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DEPOSITS (Details) - USD ($)
Dec. 31, 2015
Dec. 31, 2014
DEPOSITS [Abstract]    
Non-interest-bearing deposits $ 150,960,000 $ 95,526,000
NOW accounts 279,655,000 226,038,000
Savings deposits 170,277,000 108,252,000
Money market deposit accounts 105,229,000 95,350,000
Certificates of deposit 281,910,000 248,767,000
Total deposits 988,031,000 773,933,000
Certificates of deposit of $250,000 or more [Abstract]    
Certificates of deposit of $250,000 or more 51,818,000 $ 47,310,000
Maturities of certificates of deposit [Abstract]    
2016 128,954,000  
2017 61,608,000  
2018 38,240,000  
2019 18,761,000  
2020 24,594,000  
Thereafter 9,753,000  
Total certificates of deposit $ 281,910,000