8-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C., 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported) March 22, 2005

CITIZENS FINANCIAL SERVICES, INC.

(Exact name of registrant as specified in its charter)

Pennsylvania	0-13222	23-2265045
(State or other jurisdiction of incorporation)	(Commission File Number)	(I.R.S. Employer Identification Number)
15 South Main Street, Mansfield, PA		16933
(Address of Principal Executive Office)		(Zip Code)
Registrant’s telephone number, including area code:		(570) 662-2121
N/A
(Former name or former address, if changes since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

X	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
X	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
X	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
X	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

CITIZENS FINANCIAL SERVICES, INC.

CURRENT REPORT ON FORM 8-K

ITEM 2.01 COMPLETION OF ACQUISTION OR DISPOSTION OF ASSETS.

On March 22, 2005, Citizens Financial Services, Inc. issued a press release titled “First Citizens National Bank Announces Sale of Property”, attached as Exhibit 99.1 to this Current Report on Form 8-K and incorporated herein by reference. The information furnished under Item 2.01 of this Current Report on an 8-K shall not be deemed “filed” for any purpose.

ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS.

(c) Exhibits.

Exhibit NumberDescription

99.1   Press Release issued by Citizens Financial services, Inc. March 22, 2005, titled “First Citizens National Bank Announces Sale of Property”.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this Current Report on Form 8-K to be signed on its behalf by the undersigned, thereunto duly authorized.

CITIZENS FINANCIAL SERVICES, INC.

Date: March 22, 2005	By:	/s/ Mickey L. Jones
		Title:  Chief Financial Officer

EX-99.1

Exhibit 99.1

For Immediate Release

For more information contact

Kathleen M. Campbell

Marketing Manager

First Citizens National Bank

15 South Main Street

Mansfield, PA 16933

570-662-0422 (v)

570-662-8512 (f)

March 22, 2005

First Citizens National Bank Announces Sale of Property

First Citizens National Bank recently announced the sale of a property located at 430 North Keystone Avenue in Sayre Pennsylvania to John R. Snell and Alan J. Hoyt. The date of the sell was Monday, March 21, 2005. This facility became a First Citizens National Bank office as part of the November 2000 acquisition of seven offices of Sovereign Bank. In June of 2004, First Citizens acquired two offices of The Legacy Bank, one of which was located at 422 North Elmira Street in Sayre. At that time, the Keystone office was closed and moved to the Elmira Street facility.

Any questions related to the sale of this property should be directed to the President’s office.

First Citizens National Bank, headquartered in Mansfield has offices in Blossburg, Ulysses, Genesee, Sayre, Wellsboro, Troy, Canton, Gillett, Millerton, LeRaysville, and Towanda as well as two in-store offices located in the Mansfield Wal-Mart and Wellsboro Weis Market. For more information on First Citizens National Bank, visit the office nearest you or visit the website at www.firstcitizensbank.com.