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Form 10-K - Annual report [Section 13 and 15(d), not S-K Item 405]:
SEC Accession No. 0000739421-04-000013
Filing Date
2004-03-18
Accepted
2004-03-18 11:06:48
Documents
16
Period of Report
2003-12-31

Document Format Files

Seq Description Document Type Size
1 OUR FORM 10-K FOR 12-31-2003 form10k2003.htm 10-K 148487
3 MATERIAL CONTRACTS contracts.htm EX-10 72573
4 ANNUAL REPORT annualreport.htm EX-13 1667115
5 CODE OF ETHICS STATEMENT ethics.htm EX-14 33710
6 LIST OF OUR SUBSIDIARIES subsidiaries.htm EX-21 2101
7 302 CERTIFICATION FOR CEO certificationjmt.htm EX-31 10995
8 302 CERTIFICATION FOR CFO certificationreb.htm EX-31 11044
9 CERTIFICATION OF CEO certifyjmt.htm EX-32 5751
10 CERTIFICATION OF CFO certifyreb.htm EX-32 5737
11 SIGNATURE OF INTERIM PRESIDENT thomassign.jpg GRAPHIC 4829
12 PORTRAIT OF INTERIM PRESIDENT drthomasbw.jpg GRAPHIC 9032
13 ANNUAL REPORT COVER fcnbcovr.jpg GRAPHIC 53830
14 FINANCIAL GRAPHS fcnbpag1.jpg GRAPHIC 54004
15 PORTRAIT OF BOARD CHAIR lowell.jpg GRAPHIC 8200
16 SIGNATURE OF SR SNODGRASS sig.jpg GRAPHIC 4453
17 LOGO FOR SR SNODGRASS snodgrasslogo.jpg GRAPHIC 11249
  Complete submission text file 0000739421-04-000013.txt   2106452
Mailing Address 15 S MAIN ST MANSFIELD PA 16933
Business Address 15 S MAIN ST MANSFIELD PA 16933 5706622121
CITIZENS FINANCIAL SERVICES INC (Filer) CIK: 0000739421 (see all company filings)

IRS No.: 232265045 | State of Incorp.: PA | Fiscal Year End: 1231
Type: 10-K | Act: 34 | File No.: 000-13222 | Film No.: 04676936
SIC: 6022 State Commercial Banks