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Form 10-K - Annual report [Section 13 and 15(d), not S-K Item 405]:
SEC Accession No. 0000739421-03-000020
Filing Date
2003-03-14
Accepted
2003-03-14 10:40:23
Documents
10
Period of Report
2002-12-31

Document Format Files

Seq Description Document Type Size
1 10-K DOCUMENT tenk.htm 10-K 70352
3 ANNUAL REPORT citizensfinancial.htm EX-13 1079785
4 LIST OF SUBSIDIARIES exhibit21.htm EX-21 443
5 DICK'S CERTIFICATION certdic.htm EX-99 2665
6 RANDY'S CERTIFICATION certrandy.htm EX-99 2686
7 ARS GRAPHIC snodsig.gif GRAPHIC 3745
8 ARS GRAPHIC cover.gif GRAPHIC 149683
9 ARS GRAPHIC graphs.gif GRAPHIC 153980
10 ARS GRAPHIC sig.gif GRAPHIC 5259
11 ARS GRAPHIC snodlogo.gif GRAPHIC 13820
  Complete submission text file 0000739421-03-000020.txt   1484901
Mailing Address 15 S MAIN ST MANSFIELD PA 16933
Business Address 15 S MAIN ST MANSFIELD PA 16933 5706622121
CITIZENS FINANCIAL SERVICES INC (Filer) CIK: 0000739421 (see all company filings)

IRS No.: 232265045 | State of Incorp.: PA | Fiscal Year End: 1231
Type: 10-K | Act: 34 | File No.: 000-13222 | Film No.: 03603292
SIC: 6022 State Commercial Banks