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LOANS AND ALLOWANCE FOR LOAN LOSSES (Tables)
9 Months Ended
Sep. 30, 2018
Receivables [Abstract]  
Financing Receivable Credit Quality Indicators [Table Text Block]
The following table presents the classes of the loan portfolio summarized by risk rating as of September 30, 2018 and December 31, 2017:
 
 
 
 
 
 
 
 
 
Commercial and
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Industrial
 
 
Commercial Real Estate
 
 
 
 
 
 
 
 
 
September 30,
 
 
December 31,
 
 
September 30,
 
 
December 31,
 
(Dollars in thousands)
 
 
2018
 
 
2017
 
 
2018
 
 
2017
 
Grade:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
1-6                   
Pass
 
 
$
95,411
 
 
$
97,832
 
 
$
311,538
 
 
$
276,682
 
7                      
Special Mention
 
 
 
397
 
 
 
10
 
 
 
9,673
 
 
 
1,514
 
8                      
Substandard
 
 
 
1,187
 
 
 
1,334
 
 
 
11,112
 
 
 
12,210
 
9                      
Doubtful
 
 
 
 
 
 
 
 
 
 
 
 
 
Add (deduct): Unearned discount and
 
 
 
 
 
 
 
 
 
 
 
 
 
  Net deferred loan fees and costs
 
 
 
151
 
 
 
161
 
 
 
664
 
 
 
564
 
Total loans
 
 
$
97,146
 
 
$
99,337
 
 
$
332,987
 
 
$
290,970
 
 
 
 
 
Residential Real Estate
 
 
 
 
 
 
 
 
 
 
Including Home Equity
 
 
Consumer Loans
 
 
 
 
September 30,
 
 
December 31,
 
 
September 30,
 
 
December 31,
 
 
 
 
2018
 
 
2017
 
 
2018
 
 
2017
 
Grade:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
1-6                  
Pass
 
 
$
159,916
 
 
$
161,405
 
 
$
5,936
 
 
$
5,997
 
7                      
Special Mention
 
 
 
122
 
 
 
124
 
 
 
1
 
 
 
52
 
8                      
Substandard
 
 
 
1,576
 
 
 
1,444
 
 
 
10
 
 
 
24
 
9                      
Doubtful
 
 
 
 
 
 
 
 
 
 
 
 
 
Add (deduct): Unearned discount and
 
 
 
 
 
 
(1
)
 
 
 
 
 
 
  Net deferred loan fees and costs
 
 
 
(67)
 
 
 
(47
)
 
 
93
 
 
 
92
 
Total loans
 
 
$
161,547
 
 
$
162,925
 
 
$
6,040
 
 
$
6,165
 
 
 
 
 
Total Loans
 
 
 
 
September 30,
 
 
December 31,
 
 
 
 
2018
 
 
2017
 
Grade:
 
 
 
 
 
 
 
 
 
1-6                 
Pass
 
 
$
572,801
 
 
$
541,916
 
7                     
Special Mention
 
 
 
10,193
 
 
 
1,700
 
8                     
Substandard
 
 
 
13,885
 
 
 
15,012
 
9                     
Doubtful
 
 
 
 
 
 
 
Add (deduct): Unearned discount and
 
 
 
 
 
 
(1
)
  Net deferred loan fees and costs
 
 
 
841
 
 
 
770
 
Total loans
 
 
$
597,720
 
 
$
559,397
 
Allowance for Credit Losses on Financing Receivables [Table Text Block]
 
The activity in the allowance for loan losses, by loan class, is summarized below for the periods indicated.
 
 
 
Commercial
 
 
Commercial
 
 
Residential
 
 
 
 
 
 
 
 
 
 
(Dollars in thousands)
 
and Industrial
 
 
Real Estate
 
 
Real Estate
 
 
Consumer
 
 
Unallocated
 
 
Total
 
As of and for the three month period ended September 30, 2018:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Allowance for Loan Losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Beginning balance
 
$
907
 
 
$3,980
 
 
$
1,688
 
 
$
 
105
 
 
$
266
 
 
$
6,946
 
Charge-offs
 
 
(10)
 
 
(117)
 
 
(25)
 
 
(14)
 
 
 
 
 
(166)
Recoveries
 
 
30
 
 
 
60
 
 
 
 
 
 
1
 
 
 
 
 
 
91
 
Provision
 
 
(169)
 
 
(385)
 
 
18
 
 
 
19
 
 
 
517
 
 
 
 
Ending Balance
 
$
758
 
 
$
3,538
 
 
$
1,681
 
 
$
111
 
 
$
783
 
 
$
6,871
 
 
 
 
Commercial
 
 
Commercial
 
 
Residential
 
 
 
 
 
 
 
 
 
 
(Dollars in thousands)
 
and Industrial
 
 
RealEstate
 
 
RealEstate
 
 
Consumer
 
 
Unallocated
 
 
Total
 
As of and for the nine month period ended September 30, 2018:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Allowance for Loan Losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Beginning balance
 
$
949
 
 
$
4,067
 
 
$
1,656
 
 
$
111
 
 
$
704
 
 
$
7,487
 
Charge-offs
 
 
(18)
 
 
(577)
 
 
(131)
 
 
(35)
 
 
 
 
 
(761)
Recoveries
 
 
31
 
 
 
60
 
 
 
 
 
 
4
 
 
 
 
 
 
95
 
Provision
 
 
(204)
 
 
(12)
 
 
156
 
 
 
31
 
 
 
79
 
 
 
50
 
Ending Balance
 
$
758
 
 
$
3,538
 
 
$
1,681
 
 
$
111
 
 
$
783
 
 
$
6,871
 
Ending balance: individually evaluated for impairment
 
$
 
 
$
2
 
 
$
16
 
 
$
 
 
 
$
 
 
$
18
 
Ending balance: collectively evaluated for impairment
 
$
758
 
 
$
3,536
 
 
$
1,665
 
 
$
111
 
 
$
783
 
 
$
6,853
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans Receivable:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Ending Balance
 
$
97,146
 
 
$
332,987
 
 
$
161,547
 
 
$
6,040
 
 
$
 
 
$
597,720
 
Ending balance: individually evaluated for impairment
 
$
1,157
 
 
$
10,938
 
 
$
857
 
 
$
 
 
$
 
 
$
12,952
 
Ending balance: collectively evaluated for impairment
 
$
95,989
 
 
$
322,049
 
 
$
160,690
 
 
$
6,040
 
 
$
 
 
$
584,768
 
 
 
 
Commercial
 
 
Commercial
 
 
Residential
 
 
 
 
 
 
 
 
 
 
(Dollars in thousands)
 
and Industrial
 
 
RealEstate
 
 
RealEstate
 
 
Consumer
 
 
Unallocated
 
 
Total
 
As of and for the three month period ended September 30, 2017:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Allowance for Loan Losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Beginning balance
 
$845
 
 
$4,582
 
 
$1,712
 
 
$103
 
 
$111
 
 
$7,353
 
Charge-offs
 
 
 
 
 
 
 
 
 
 
 
(25)
 
 
 
 
 
(25)
Recoveries
 
 
1
 
 
 
25
 
 
 
9
 
 
 
1
 
 
 
 
 
 
36
 
Provision
 
 
55
 
 
 
(35)
 
 
30
 
 
 
35
 
 
 
(1)
 
 
84
 
Ending Balance
 
$901
 
 
$4,572
 
 
$1,751
 
 
$114
 
 
$110
 
 
$7,448
 
 
 
 
 
Commercial
 
 
Commercial
 
 
Residential
 
 
 
 
 
 
 
 
 
 
(Dollars in thousands)
 
and Industrial
 
 
Real Estate
 
 
Real Estate
 
 
Consumer
 
 
Unallocated
 
 
Total
 
As of and for the nine month period ended September 30, 2017:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Allowance for Loan Losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Beginning balance
 
$
836
 
 
$
4,421
 
 
$
1,777
 
 
$
95
 
 
$
228
 
 
$
7,357
 
Charge-offs
 
 
 
 
 
(97)
 
 
(61)
 
 
(59)
 
 
 
 
 
(217)
Recoveries
 
 
74
 
 
 
52
 
 
 
9
 
 
 
6
 
 
 
 
 
 
141
 
Provision
 
 
(9)
 
 
196
 
 
 
26
 
 
 
72
 
 
 
(118)
 
 
167
 
Ending Balance
 
$
901
 
 
$
4,572
 
 
$
1,751
 
 
$
114
 
 
$
110
 
 
$
7,448
 
Ending balance: individually evaluated for impairment
 
$
 
 
$
161
 
 
$
16
 
 
$
 
 
$
 
 
$
177
 
Ending balance: collectively evaluated for impairment
 
$
901
 
 
$
4,411
 
 
$
1,735
 
 
$
114
 
 
$
110
 
 
$
7,271
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans Receivable:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Ending Balance
 
$
93,236
 
 
$
276,849
 
 
$
166,458
 
 
$
6,242
 
 
$
 
 
$
542,785
 
Ending balance: individually evaluated for impairment
 
$
1,218
 
 
$
13,992
 
 
$
976
 
 
$
 
 
$
 
 
$
16,186
 
Ending balance: collectively evaluated for impairment
 
$
92,018
 
 
$
262,857
 
 
$
165,482
 
 
$
6,242
 
 
$
 
 
$
526,599
 
 
 
 
Commercial
 
 
Commercial
 
 
Residential
 
 
 
 
 
 
 
 
 
 
(Dollars in thousands)
 
and Industrial
 
 
RealEstate
 
 
RealEstate
 
 
Consumer
 
 
Unallocated
 
 
Total
 
As of and for the year ended December 31, 2017
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Allowance for Loan Losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Beginning balance
 
$836
 
 
$4,421
 
 
$1,777
 
 
$95
 
 
$228
 
 
$7,357
 
Charge-offs
 
 
 
 
 
(189)
 
 
(62)
 
 
(82)
 
 
 
 
 
(333)
Recoveries
 
 
74
 
 
 
103
 
 
 
9
 
 
 
10
 
 
 
 
 
 
196
 
Provision
 
 
39
 
 
 
(268)
 
 
(68)
 
 
88
 
 
 
476
 
 
 
267
 
Ending Balance
 
$949
 
 
$4,067
 
 
$1,656
 
 
$111
 
 
$704
 
 
$7,487
 
Ending balance: individually evaluated for impairment
 
$
 
 
$305
 
 
$22
 
 
$
 
 
$
 
 
$327
 
Ending balance: collectively evaluated for impairment
 
$949
 
 
$3,762
 
 
$1,634
 
 
$111
 
 
$704
 
 
$7,160
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans Receivable:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Ending Balance
 
$99,337
 
 
$290,970
 
 
$162,925
 
 
$6,165
 
 
$
 
 
$559,397
 
Ending balance: individually evaluated for impairment
 
$1,203
 
 
$11,673
 
 
$1,050
 
 
$
 
 
$
 
 
$13,926
 
Ending balance: collectively evaluated for impairment
 
$98,134
 
 
$279,297
 
 
$161,875
 
 
$6,165
 
 
$
 
 
$545,471
 
Troubled Debt Restructurings on Financing Receivables [Table Text Block]
The following table presents the outstanding recorded investment of TDRs at the dates indicated:
 
 
 
September 30
 
 
December 31,
 
(Dollars in thousands)
 
2018
 
 
2017
 
Non-accrual TDRs
 
$
844
 
 
$
273
 
Accruing TDRs
 
 
8,711
 
 
 
8,836
 
Total
 
$
9,555
 
 
$
9,109
 
Troubled Debt Restructurings On Financing Receivables By Type [Table Text Block]
The following table presents information regarding the loan modifications categorized as TDRs during the three and nine months ended September 30, 2018 and the nine months ended September 30, 2017. No loans were modified as TDRs during the three months ended September 30, 2017.
 
 
 
Three Months Ended September 30, 2018
 
 
 
 
 
 
Pre-Modification
 
 
Post-Modification
 
 
 
 
 
 
Number
 
 
Outstanding Recorded
 
 
Outstanding Recorded
 
 
Recorded
 
(Dollars in thousands)
 
of Contracts
 
 
Investment
 
 
Investment
 
 
Investment
 
Commercial and Industrial
 
 
 
 
$
 
 
$
 
 
$
 
Commercial Real Estate
 
 
 
 
 
 
 
 
 
 
 
 
Residential Real Estate
 
 
1
 
 
 
26
 
 
 
26
 
 
 
26
 
Total
 
 
1
 
 
$
26
 
 
$
26
 
 
$
26
 
 
 
 
Nine Months Ended September 30, 2018
 
 
 
 
 
 
Pre-Modification
 
 
Post-Modification
 
 
 
 
 
 
Number
 
 
Outstanding Recorded
 
 
Outstanding Recorded
 
 
Recorded
 
(Dollars in thousands)
 
of Contracts
 
 
Investment
 
 
Investment
 
 
Investment
 
Commercial and Industrial
 
 
3
 
 
$
751
 
 
$
751
 
 
$
735
 
Commercial Real Estate
 
 
6
 
 
 
386
 
 
 
403
 
 
 
290
 
Residential Real Estate
 
 
1
 
 
 
26
 
 
 
26
 
 
 
26
 
Total
 
 
10
 
 
$
1,163
 
 
$
1,180
 
 
$
1,051
 
 
 
 
Nine Months Ended September 30, 2017
 
 
 
 
 
 
Pre-Modification
 
 
Post-Modification
 
 
 
 
 
 
Number
 
 
Outstanding Recorded
 
 
Outstanding Recorded
 
 
Recorded
 
(Dollars in thousands)
 
of Contracts
 
 
Investment
 
 
Investment
 
 
Investment
 
Commercial and Industrial
 
 
1
 
 
$
38
 
 
$
38
 
 
$
37
 
Commercial Real Estate
 
 
1
 
 
 
72
 
 
 
72
 
 
 
70
 
Residential Real Estate
 
 
 
 
 
 
 
 
 
 
 
 
Total
 
 
2
 
 
$
110
 
 
$
110
 
 
$
107
 
Loan Modifications By Type [Table Text Block]
The following table provides detail regarding the types of loan modifications made for loans categorized as TDRs during the three and nine months ended September 30, 2018 and the nine months ended September 30, 2017 with the total number of each type of modification performed. No loans were modified as TDRs during the three months ended September 30, 2017.
 
 
 
Three Months Ended September 30, 2018
 
 
Nine Months Ended September 30, 2018
 
 
 
Rate
 
 
Term
 
 
Payment
 
 
Number
 
 
Rate
 
 
Term
 
 
Payment
 
 
Number
 
 
 
Modification
 
 
Modification
 
 
Modification
 
 
Modified
 
 
Modification
 
 
Modification
 
 
Modification
 
 
Modified
 
Commercial and Industrial
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
3
 
 
 
3
 
Commercial Real Estate
 
 
 
 
 
 
 
 
 
 
 
 
 
 
1
 
 
 
1
 
 
 
4
 
 
 
6
 
Residential Real Estate
 
 
 
 
 
1
 
 
 
 
 
 
1
 
 
 
 
 
 
1
 
 
 
 
 
 
1
 
Total
 
 
 
 
 
1
 
 
 
 
 
 
1
 
 
 
1
 
 
 
2
 
 
 
7
 
 
 
10
 
 
 
 
Nine Months Ended September 30, 2017
 
 
 
Rate
 
 
Term
 
 
Payment
 
 
Number
 
 
 
Modification
 
 
Modification
 
 
Modification
 
 
Modified
 
Commercial and Industrial
 
 
 
 
 
 
 
 
1
 
 
 
1
 
Commercial Real Estate
 
 
 
 
 
 
 
 
1
 
 
 
1
 
Residential Real Estate
 
 
 
 
 
 
 
 
 
 
 
 
Total
 
 
 
 
 
 
 
 
2
 
 
 
2
 
Impaired Financing Receivables [Table Text Block]
The recorded investment, unpaid principal balance, and the related allowance of the Corporation’s impaired loans are summarized below for the periods ended September 30, 2018 and December 31, 2017.
 
 
 
September 30, 2018
 
 
December 31, 2017
 
 
 
 
 
 
Unpaid
 
 
 
 
 
 
 
 
Unpaid
 
 
 
 
 
 
Recorded
 
 
Principal
 
 
Related
 
 
Recorded
 
 
Principal
 
 
Related
 
(Dollars in thousands)
 
Investment
 
 
Balance
 
 
Allowance
 
 
Investment
 
 
Balance
 
 
Allowance
 
With no related allowance recorded:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and Industrial
 
$
1,157
 
 
$
1,157
 
 
$
 
 
$
1,203
 
 
$
1,203
 
 
$
 
Commercial Real Estate
 
 
10,854
 
 
 
13,837
 
 
 
 
 
 
9,199
 
 
 
11,383
 
 
 
 
Residential Real Estate
 
 
648
 
 
 
698
 
 
 
 
 
 
878
 
 
 
1,024
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
With an allowance recorded:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and Industrial
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial Real Estate
 
 
84
 
 
 
84
 
 
 
2
 
 
 
2,474
 
 
 
3,889
 
 
 
305
 
Residential Real Estate
 
 
209
 
 
 
209
 
 
 
16
 
 
 
172
 
 
 
172
 
 
 
22
 
Total
 
$
12,952
 
 
$
15,985
 
 
$
18
 
 
$
13,926
 
 
$
17,671
 
 
$
327
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Total consists of:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and Industrial
 
$
1,157
 
 
$
1,157
 
 
$
 
 
$
1,203
 
 
$
1,203
 
 
$
 
Commercial Real Estate
 
$
10,938
 
 
$
13,921
 
 
$
2
 
 
$
11,673
 
 
$
15,272
 
 
$
305
 
Residential Real Estate
 
$
857
 
 
$
907
 
 
$
16
 
 
$
1,050
 
 
$
1,196
 
 
$
22
 
 
 
At September 30, 2018 and December 31, 2017, $9,555,000 and $9,109,000 of loans classified as TDRs were included in impaired loans with a total allocated allowance of $2,000, respectively. The recorded investment represents the loan balance reflected on the Consolidated Balance Sheets net of any charge-offs. The unpaid balance is equal to the gross amount due on the loan.
 
The average recorded investment and interest income recognized for the Corporation’s impaired loans are summarized below for the three and nine months ended September 30, 2018 and 2017.
 
 
 
For the Three Months Ended
 
 
For the Three Months Ended
 
 
 
September 30, 2018
 
 
September 30, 2017
 
 
 
Average
 
 
Interest
 
 
Average
 
 
Interest
 
 
 
Recorded
 
 
Income
 
 
Recorded
 
 
Income
 
(Dollars in thousands)
 
Investment
 
 
Recognized
 
 
Investment
 
 
Recognized
 
With no related allowance recorded:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and Industrial
 
$
1,165
 
 
$
4
 
 
$
1,225
 
 
$
5
 
Commercial Real Estate
 
 
11,024
 
 
 
102
 
 
 
11,353
 
 
 
127
 
Residential Real Estate
 
 
985
 
 
 
7
 
 
 
813
 
 
 
1
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
With an allowance recorded:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and Industrial
 
 
 
 
 
 
 
 
 
 
 
 
Commercial Real Estate
 
 
85
 
 
 
1
 
 
 
2,271
 
 
 
2
 
Residential Real Estate
 
 
209
 
 
 
 
 
 
163
 
 
 
 
Total
 
$
13,468
 
 
$
114
 
 
$
15,825
 
 
$
135
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Total consists of:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and Industrial
 
$
1,165
 
 
$
4
 
 
$
1,225
 
 
$
5
 
Commercial Real Estate
 
$
11,109
 
 
$
103
 
 
$
13,624
 
 
$
129
 
Residential Real Estate
 
$
1,194
 
 
$
7
 
 
$
976
 
 
$
1
 
 
 
Of the $114,000 and $135,000 in interest income recognized on impaired loans for the three months ended September 30, 2018 and 2017, respectively, $6,000 and $1,000 in interest income was recognized with respect to non-accrual loans.
 
 
 
For the Nine Months Ended
 
 
For the Nine Months Ended
 
 
 
September 30, 2018
 
 
September 30, 2017
 
 
 
Average
 
 
Interest
 
 
Average
 
 
Interest
 
 
 
Recorded
 
 
Income
 
 
Recorded
 
 
Income
 
(Dollars in thousands)
 
Investment
 
 
Recognized
 
 
Investment
 
 
Recognized
 
With no related allowance recorded:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and Industrial
 
$
1,180
 
 
$
13
 
 
$
1,240
 
 
$
21
 
Commercial Real Estate
 
 
10,650
 
 
 
308
 
 
 
11,730
 
 
 
376
 
Residential Real Estate
 
 
946
 
 
 
9
 
 
 
910
 
 
 
2
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
With an allowance recorded:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and Industrial
 
 
 
 
 
 
 
 
 
 
 
 
Commercial Real Estate
 
 
835
 
 
 
2
 
 
 
1,498
 
 
 
2
 
Residential Real Estate
 
 
174
 
 
 
 
 
 
229
 
 
 
 
Total
 
$
13,785
 
 
$
332
 
 
$
15,607
 
 
$
401
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Total consists of:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and Industrial
 
$
1,180
 
 
$
13
 
 
$
1,240
 
 
$
21
 
Commercial Real Estate
 
$
11,485
 
 
$
310
 
 
$
13,228
 
 
$
378
 
Residential Real Estate
 
$
1,120
 
 
$
9
 
 
$
1,139
 
 
$
2
 
Schedule of Non-Performing Assets [Table Text Block]
Total non-performing assets (which includes loans receivable on non-accrual status, foreclosed assets held for resale and loans past-due 90 days or more and still accruing interest) as of September 30, 2018 and December 31, 2017 were as follows:
 
 
 
September 30,
 
 
December 31,
 
(Dollars in thousands)
 
2018
 
 
2017
 
Commercial and Industrial
 
$
764
 
 
$
798
 
Commercial Real Estate
 
 
2,705
 
 
 
3,302
 
Residential Real Estate
 
 
772
 
 
 
990
 
Total non-accrual loans
 
 
4,241
 
 
 
5,090
 
Foreclosed assets held for resale
 
 
983
 
 
 
1,071
 
Loans past-due 90 days or more and still accruing interest
 
 
391
 
 
 
70
 
Total non-performing assets
 
$
5,615
 
 
$
6,231
 
 
Past Due Financing Receivables [Table Text Block]
The following tables present the classes of the loan portfolio summarized by past-due status at September 30, 2018 and December 31, 2017:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
90 Days
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Or Greater
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Past Due
 
 
 
 
 
 
 
 
 
90 Days
 
 
 
 
 
 
 
 
 
 
 
and Still
 
 
 
30-59 Days
 
 
60-89 Days
 
 
or Greater
 
 
Total
 
 
 
 
 
Total
 
 
Accruing
 
(Dollars in thousands)
 
Past Due
 
 
Past Due
 
 
Past Due
 
 
Past Due
 
 
Current
 
 
Loans
 
 
Interest
 
September 30, 2018:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and Industrial
 
$
135
 
 
$
25
 
 
$
246
 
 
$
406
 
 
$
96,740
 
 
$
97,146
 
 
$
246
 
Commercial Real Estate
 
 
795
 
 
 
647
 
 
 
2,277
 
 
 
3,719
 
 
 
329,268
 
 
 
332,987
 
 
 
145
 
Residential Real Estate
 
 
1,261
 
 
 
457
 
 
 
679
 
 
 
2,397
 
 
 
159,150
 
 
 
161,547
 
 
 
 
Consumer
 
 
15
 
 
 
8
 
 
 
 
 
 
23
 
 
 
6,017
 
 
 
6,040
 
 
 
 
Total
 
$
2,206
 
 
$
1,137
 
 
$
3,202
 
 
$
6,545
 
 
$
591,175
 
 
$
597,720
 
 
$
391
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
90 Days
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Or Greater
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Past Due
 
 
 
 
 
 
 
 
 
90 Days
 
 
 
 
 
 
 
 
 
 
 
and Still
 
 
 
30-59 Days
 
 
60-89 Days
 
 
or Greater
 
 
Total
 
 
 
 
 
Total
 
 
Accruing
 
(Dollars in thousands)
 
Past Due
 
 
Past Due
 
 
Past Due
 
 
Past Due
 
 
Current
 
 
Loans
 
 
Interest
 
December 31, 2017:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and Industrial
 
$
68
 
 
$
42
 
 
$
 
 
$
110
 
 
$
99,227
 
 
$
99,337
 
 
$
 
Commercial Real Estate
 
 
603
 
 
 
201
 
 
 
2,606
 
 
 
3,410
 
 
 
287,560
 
 
 
290,970
 
 
 
50
 
Residential Real Estate
 
 
1,952
 
 
 
484
 
 
 
584
 
 
 
3,020
 
 
 
159,905
 
 
 
162,925
 
 
 
20
 
Consumer
 
 
21
 
 
 
2
 
 
 
 
 
 
23
 
 
 
6,142
 
 
 
6,165
 
 
 
 
Total
 
$
2,644
 
 
$
729
 
 
$
3,190
 
 
$
6,563
 
 
$
552,834
 
 
$
559,397
 
 
$
70