FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK AND CONCENTRATIONS OF CREDIT RISK (Tables)

3 Months Ended

Mar. 31, 2015

Risks and Uncertainties [Abstract]

Schedule Of Concentration Risk, Credit Risk, Financial Instruments, Off-Balance Sheet Risk [Table Text Block]

The contract or notional amounts at March 31, 2015 and December 31, 2014, were as follows:

(Dollars in thousands)
	March 31, 2015		December 31, 2014
Financial instruments whose contract amounts represent credit risk:
Commitments to extend credit	$	75,880	$	84,983
Financial standby letters of credit	$	460	$	471
Performance standby letters of credit	$	5,469	$	5,851