PREMISES AND EQUIPMENT (Tables)

12 Months Ended

Dec. 31, 2014

Property, Plant and Equipment [Abstract]

Property, Plant and Equipment [Table Text Block]

Premises and equipment at December 31, 2014 and 2013 is as follows:

(Dollars in thousands)

	2014		2013
Land	$	3,180	$	3,180
Buildings		19,062		19,130
Leasehold improvements		286		286
Equipment		7,938		8,236
		30,466		30,832
Less: Accumulated depreciation		9,595		9,316
Total	$	20,871	$	21,516