FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK AND CONCENTRATIONS OF CREDIT RISK (Tables)

3 Months Ended

Mar. 31, 2014

FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK AND CONCENTRATIONS OF CREDIT RISK [Abstract]

Schedule of Contract or Notional Amounts of Financial Instruments with Off-balance Sheet Credit Risk

The contract or notional amounts at March 31, 2014 and December 31, 2013, were as follows:

(Dollars in thousands)
	March 31,		December 31,
	2014		2013
Financial instruments whose contract amounts represent credit risk:
Commitments to extend credit	$	62,684	$	64,064
Financial standby letters of credit	$	661	$	418
Performance standby letters of credit	$	4,402	$	4,449