XML 60 R47.htm IDEA: XBRL DOCUMENT v3.24.1
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - Additional Information (Details)
3 Months Ended 12 Months Ended
Mar. 31, 2008
USD ($)
Dec. 31, 2023
USD ($)
employee
shares
Dec. 31, 2022
USD ($)
shares
Dec. 31, 2021
USD ($)
Feb. 27, 2024
$ / shares
Jan. 20, 2024
USD ($)
Tax Credits On Investments In Low Income Housing Partnerships   $ 484,000 $ 249,000      
Amortization Of Investments In Limited Partnerships   $ 231,000 225,000      
Number of retired employees | employee   2        
Goodwill impairment   $ 0        
Loan Payments Delinquency Period Beyond Which Loans Considered Past Due   10 days        
Loan Payments Delinquency Period Beyond Which Loans May Be Considered Non Accrual   90 days        
Assets Held-in-trust   $ 109,064,000 111,172,000      
Loans Receivable Held-for-sale, Amount   214,000 71,000      
Unpaid principal balance   911,078,000 858,469,000      
Purchase of investment in real estate venture   (2,415,000) (2,458,000) $ (435,000)    
Amount of capital contributions   2,429,000 $ 2,458,000      
Reserve For Unfunded Lending Commitments   $ 166,000        
Number of common stock shares outstanding potential | shares   0 0      
Retained earnings   $ 100,260,000 $ 100,712,000      
Allowance for credit losses   6,925,000 8,274,000 8,680,000    
Mortgage Loan Service [Member]            
Loans Serviced For Others   82,489,000 87,671,000      
Servicing Asset at Fair Value, Amount   265,000 319,000      
Fees and Commissions, Mortgage Banking and Servicing   213,000 230,000      
Amortization of Mortgage Servicing Rights (MSRs)   72,000 88,000      
Cumulative Effect, Period of Adoption, Adjustment [Member]            
Retained earnings     768,000      
Allowance for credit losses     (1,119,000)      
Subsequent Event            
Loan Amount           $ 9,455,000
Dividends Payable, Amount Per Share | $ / shares         $ 0.28  
Unfunded Loan Commitment [Member]            
Reserve For Unfunded Lending Commitments   $ 166,000 68,000      
Minimum            
Loan Payments, Delinquency Period, at which time Delinquency Notice is Automatically Generated   10        
Maximum            
Loan Payments, Delinquency Period, at which time Delinquency Notice is Automatically Generated   P10D        
commercial real estate            
Unpaid principal balance     611,549,000      
Allowance for credit losses     5,932,000 5,408,000    
commercial real estate | Maximum            
Term of Loan Offering   20 years        
Maximum loan to value ratio   80.00%        
residential real estate            
Loans Receivable Held-for-sale, Amount   $ 214,000 71,000      
Unpaid principal balance     154,506,000      
Allowance for credit losses     1,557,000 $ 1,539,000    
residential real estate | Maximum            
Maximum loan to value ratio   80.00%        
Maximum loan to value ratio with PMI   95.00%        
residential real estate | Maximum | Held for Investment [Member]            
Term of Loan Offering   20 years        
residential real estate | Maximum | Residential Mortgage [Member]            
Term of Loan Offering   30 years        
residential real estate | Maximum | Home Equity Loan [Member]            
Term of Loan Offering   15 years        
Maximum loan to value ratio   80.00%        
residential real estate | Maximum | Home Equity Line of Credit [Member]            
Term of Loan Offering   20 years        
Maximum loan to value ratio   80.00%        
Agricultural            
Unpaid principal balance   $ 671,000 860,000      
Allowance for credit losses   $ 1,000 6,000      
Agricultural | Cumulative Effect, Period of Adoption, Adjustment [Member]            
Allowance for credit losses     (4,000)      
Agricultural | Maximum            
Term of Loan Offering   10 years        
Maximum loan to value ratio   70.00%        
Bank Owned Life Insurance [Member]            
Deferred Compensation Arrangement with Individual, Recorded Liability   $ 62,000 53,000      
Deferred Compensation Arrangement with Individual, Compensation Expense   (9,000) 3,000      
Pocono Community Bank [Member]            
Goodwill, Purchase Accounting Adjustments $ 152,000          
Federal Home Loan Bank of Pittsburgh [Member]            
Restricted Investment in Bank Stocks   10,850,000 7,101,000      
Atlantic Central Bankers Bank [Member]            
Restricted Investment in Bank Stocks   $ 35,000 35,000      
Full Service Offices [Member]            
Number of Stores   19        
Automated Teller [Member]            
Number of Stores   20        
GGLs            
Unpaid principal balance   $ 4,470,000 $ 4,631,000      
Originated For Resale [Member] | residential real estate | Maximum | Residential Mortgage [Member]            
Term of Loan Offering   30 years