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DEPOSITS (Details) - USD ($)
Sep. 30, 2023
Dec. 31, 2022
DEPOSITS    
Non-interest bearing demand $ 225,303,000 $ 231,754,000
Interest bearing demand 299,451,000 335,559,000
Savings 217,810,000 260,086,000
Time certificates of deposits less than $250,000 218,617,000 151,575,000
Time certificates of deposits $250,000 or greater 29,454,000 13,400,000
Other time 1,668,000 1,125,000
Total deposits $ 992,303,000 $ 993,499,000