CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 1,357,000	$ 3,543,000
Adjustments to reconcile net income to net cash (used in) provided by operating activities:
Provision for credit losses	0	219,000
Depreciation and amortization	253,000	261,000
Net premium amortization on securities	400,000	838,000
Deferred income tax (benefit) expense	(6,000)	41,000
Net (gains) losses on sales of mortgage loans	(17,000)	34,000
Proceeds from sales of mortgage loans originated for sale	451,000	4,429,000
Originations of mortgage loans originated for sale	(478,000)	(3,201,000)
Net securities losses	56,000	63,000
Decrease in accrued interest receivable	356,000	40,000
Increase in cash surrender value of bank owned life insurance	(149,000)	(148,000)
Net losses on disposals of premises and equipment	2,000	8,000
Increase in other assets	(706,000)	(655,000)
Amortization of investment in low-income housing partnerships	53,000	68,000
Increase in accrued interest payable	726,000	255,000
Decrease in other liabilities	(5,125,000)	(347,000)
NET CASH (USED IN) PROVIDED BY OPERATING ACTIVITIES	(2,827,000)	5,448,000
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from sales of equity securities and debt securities available-for-sale	23,230,000	0
Proceeds from maturities and redemptions of debt securities available-for-sale	8,425,000	14,635,000
Purchases of debt securities available-for-sale	0	(34,314,000)
Net decrease in time deposits with other banks	0	247,000
Net change in restricted investment in bank stocks	(1,216,000)	(1,130,000)
Net increase in loans	(3,683,000)	(27,411,000)
Purchase of premises and equipment	(868,000)	(97,000)
Purchase of investment in real estate venture	(1,113,000)	0
NET CASH PROVIDED BY (USED IN) INVESTING ACTIVITIES	24,775,000	(48,070,000)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net decrease in deposits	(45,584,000)	(32,492,000)
Net increase in short-term borrowings	26,489,000	24,954,000
Repayment of finance lease obligations	(2,000)	(2,000)
Common stock issued	409,000	388,000
Dividends paid	(1,685,000)	(1,665,000)
NET CASH USED IN FINANCING ACTIVITIES	(20,373,000)	(8,817,000)
INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS	1,575,000	(51,439,000)
CASH AND CASH EQUIVALENTS, BEGINNING	10,738,000	61,338,000
CASH AND CASH EQUIVALENTS, ENDING	12,313,000	9,899,000
SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION
Interest paid	4,777,000	918,000
SUPPLEMENTAL DISCLOSURE OF NON-CASH ACTIVITIES
Common stock subscription receivable	13,000	16,000
Right-of-use assets obtained in exchange for lease liabilities	$ 33,000	$ 35,000