CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
INTEREST INCOME
Interest and fees on loans	$ 7,948	$ 7,520	$ 23,302	$ 21,790
Interest and dividend income on securities:
Taxable	1,059	1,379	3,509	3,900
Tax-exempt	793	696	2,220	2,543
Dividends	11	12	34	34
Dividend income on restricted investment in bank stocks	39	112	180	421
Interest on interest-bearing deposits in other banks	2	9	6	33
Total interest income	9,852	9,728	29,251	28,721
INTEREST EXPENSE
Interest on deposits	967	1,786	4,038	4,760
Interest on short-term borrowings	30	551	340	2,460
Interest on long-term borrowings	234	252	758	659
Total interest expense	1,231	2,589	5,136	7,879
Net interest income	8,621	7,139	24,115	20,842
Provision for loan losses	294	175	682	313
Net interest income after provision for loan losses	8,327	6,964	23,433	20,529
NON-INTEREST INCOME
Bank owned life insurance income	152	156	458	465
ATM fees and debit card income	501	427	1,364	1,223
Gains on sales of mortgage loans	174	87	471	202
Net securities (losses) gains	(9)	642	(312)	837
Other	66	64	211	200
Total non-interest income	1,515	2,226	4,119	5,349
NON-INTEREST EXPENSE
Salaries and employee benefits	3,554	3,287	9,732	9,372
Occupancy, net	512	432	1,534	1,328
Furniture and equipment expense	147	145	435	435
Computer expense	248	272	753	851
Professional services	220	218	685	696
Pennsylvania shares tax	231	227	680	611
FDIC insurance, net	73	(75)	94	62
ATM and debit card fees	253	232	676	664
Data processing fees	283	274	884	846
Foreclosed assets held for resale expense, net	30	3	44	46
Advertising	82	163	245	476
Other	623	681	2,064	1,982
Total non-interest expense	6,256	5,859	17,826	17,369
Income before income tax expense	3,586	3,331	9,726	8,509
Income tax expense	449	408	1,155	813
NET INCOME	$ 3,137	$ 2,923	$ 8,571	$ 7,696
Net income per share:
Basic	$ 0.54	$ 0.50	$ 1.47	$ 1.33
Diluted	0.54	0.50	1.47	1.33
Dividends per share	$ 0.27	$ 0.27	$ 0.81	$ 0.81
Trust department
NON-INTEREST INCOME
Non-interest customer contract revenue	$ 222	$ 221	$ 677	$ 746
Service charges and fees
NON-INTEREST INCOME
Non-interest customer contract revenue	$ 409	$ 629	$ 1,250	$ 1,676