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Commitments and Contingencies (Tables)
9 Months Ended
Sep. 30, 2022
Commitments and Contingencies Disclosure [Abstract]  
Financial Instruments with Off Balance Sheet Risk
The following table presents the contractual and notional amounts of financial instruments with off-balance sheet risk:
(Dollars in thousands)Sep 30,
2022
Dec 31,
2021
Financial instruments whose contract amounts represent credit risk (unfunded commitments):
Commitments to extend credit:
Commercial loans
$678,907 $516,344 
Home equity lines
418,413 367,784 
Other loans
144,584 122,492 
Standby letters of credit9,898 11,844 
Financial instruments whose notional amounts exceed the amounts of credit risk:
Mortgage loan commitments:
Interest rate lock commitments
27,370 49,800 
Forward sale commitments
64,148 103,626 
Loan related derivative contracts:
Interest rate contracts with customers962,381 1,022,388 
Mirror contracts with counterparties962,381 1,022,388 
Risk participation-in agreements
176,992 163,207 
Interest rate risk management contracts:
Interest rate swaps
320,000 320,000 
Allowance for Credit Losses on Unfunded Commitments Rollforward
The activity in the ACL on unfunded commitments for the three months ended September 30, 2022 is presented below:
(Dollars in thousands)CommercialConsumer
CRE
C&I
Total CommercialResidential Real EstateHome EquityOtherTotal ConsumerTotal
Beginning Balance$1,279 $834 $2,113 $58 $— $19 $19 $2,190 
Provision185 25 210 (8)— (2)(2)200 
Ending Balance$1,464 $859 $2,323 $50 $— $17 $17 $2,390 
The activity in the ACL on unfunded commitments for the nine months ended September 30, 2022 is presented below:
(Dollars in thousands)CommercialConsumer
CREC&ITotal CommercialResidential Real EstateHome EquityOtherTotal ConsumerTotal
Beginning Balance$1,267 $816 $2,083 $62 $— $16 $16 $2,161 
Provision197 43 240 (12)— 229 
Ending Balance$1,464 $859 $2,323 $50 $— $17 $17 $2,390 

The activity in the ACL on unfunded commitments for the three months ended September 30, 2021 is presented below:
(Dollars in thousands)CommercialConsumer
CRE
C&I
Total CommercialResidential Real EstateHome EquityOtherTotal ConsumerTotal
Beginning Balance$1,214 $1,045 $2,259 $56 $— $18 $18 $2,333 
Provision(8)(4)— — — — 
Ending Balance$1,218 $1,037 $2,255 $60 $— $18 $18 $2,333 

The activity in the ACL on unfunded commitments for the nine months ended September 30, 2021 is presented below:
(Dollars in thousands)CommercialConsumer
CREC&ITotal CommercialResidential Real EstateHome EquityOtherTotal ConsumerTotal
Beginning Balance$907 $1,402 $2,309 $54 $— $19 $19 $2,382 
Provision311 (365)(54)— (1)(1)(49)
Ending Balance$1,218 $1,037 $2,255 $60 $— $18 $18 $2,333