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Commitments and Contingencies (Tables)
12 Months Ended
Dec. 31, 2021
Commitments and Contingencies Disclosure [Abstract]  
Financial Instruments with Off Balance Sheet Risk
The following table presents the contractual and notional amounts of financial instruments with off-balance sheet risk:
(Dollars in thousands)
December 31,20212020
Financial instruments whose contract amounts represent credit risk:
Commitments to extend credit:
Commercial loans
$516,344 $453,493 
Home equity lines
367,784 319,744 
Other loans
122,492 89,078 
Standby letters of credit11,844 11,709 
Financial instruments whose notional amounts exceed the amount of credit risk:
Mortgage loan commitments:
Interest rate lock commitments
49,800 167,671 
Forward sale commitments
103,626 279,653 
Loan related derivative contracts:
Interest rate swaps with customers
1,022,388 991,002 
Mirror swaps with counterparties
1,022,388 991,002 
Risk participation-in agreements
163,207 92,717 
Interest rate risk management contracts:
Interest rate swaps
320,000 60,000 
Allowance for Credit Losses on Unfunded Commitment
The activity in the ACL on unfunded commitments for the year ended December 31, 2021 is presented below:
(Dollars in thousands)CommercialConsumer
CREC&ITotal CommercialResidential Real EstateHome EquityOtherTotal ConsumerTotal
Beginning Balance$907 $1,402 $2,309 $54 $— $19 $19 $2,382 
Provision360 (586)(226)— (3)(3)(221)
Ending Balance$1,267 $816 $2,083 $62 $— $16 $16 $2,161 
The activity in the ACL on unfunded commitments for the year ended December 31, 2020 is presented below:
(Dollars in thousands)CommercialConsumer
CREC&ITotal CommercialResidential Real EstateHome EquityOtherTotal ConsumerTotal
Beginning Balance$136 $144 $280 $6 $— $7 $7 $293 
Adoption of ASC 326817 626 1,443 34 — 1,483 
Provision(46)632 586 14 — 606 
Ending Balance$907 $1,402 $2,309 $54 $— $19 $19 $2,382