CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands		Dec. 31, 2021		Dec. 31, 2020
Assets:
Cash and due from banks		$ 175,259		$ 194,143
Short-term investments		3,234		8,125
Mortgage loans held for sale, at fair value		40,196		61,614
Available for sale debt securities, fair value		1,042,859		894,571
Federal Home Loan Bank stock, at cost		13,031		30,285
Loans:
Total loans	[1]	4,272,925		4,195,990
Less: allowance for credit losses on loans		39,088		44,106
Net loans		4,233,837		4,151,884
Premises and equipment, net		28,908		28,870
Operating lease right-of-use assets		26,692		29,521
Investment in bank-owned life insurance		92,592		84,193
Goodwill		63,909		63,909
Identifiable intangible assets, net		5,414		6,305
Other assets		125,196		159,749
Total assets		5,851,127		5,713,169
Liabilities:
Noninterest-bearing deposits		945,229		832,287
Interest-bearing deposits		4,034,822		3,546,066
Total deposits		4,980,051		4,378,353
Federal Home Loan Bank advances		145,000		593,859
Junior subordinated debentures		22,681		22,681
Operating lease liabilities		29,010	[2]	31,717
Other liabilities		109,577		152,364
Total liabilities		5,286,319		5,178,974
Commitments and contingencies (Note 22)
Shareholders’ Equity:
Common stock		1,085		1,085
Paid-in capital		126,511		125,610
Retained earnings		458,310		418,246
Accumulated other comprehensive loss		(19,981)		(7,391)
Treasury stock, at cost		(1,117)		(3,355)
Total shareholders’ equity		564,808		534,195
Total liabilities and shareholders’ equity		$ 5,851,127		$ 5,713,169

[1] Includes net unamortized loan origination costs of $6.7 million and $1.5 million, respectively, at December 31, 2021 and 2020 and net unamortized premiums on loans purchased from and serviced by other financial institutions of $414 thousand and $787 thousand, respectively, at December 31, 2021 and 2020.

[2] Includes short-term operating lease liabilities of $3.1 million.