Commitments and Contingencies (Tables)

6 Months Ended

Jun. 30, 2021

Commitments and Contingencies Disclosure [Abstract]

Financial Instruments with Off Balance Sheet Risk

The following table presents the contractual and notional amounts of financial instruments with off-balance sheet risk:

(Dollars in thousands)	Jun 30, 2021	Dec 31, 2020
Financial instruments whose contract amounts represent credit risk (unfunded commitments):
Commitments to extend credit:
Commercial loans	$450,576	$453,493
Home equity lines	345,381	319,744
Other loans	150,123	89,078
Standby letters of credit	11,904	11,709
Financial instruments whose notional amounts exceed the amounts of credit risk:
Mortgage loan commitments:
Interest rate lock commitments	82,082	167,671
Forward sale commitments	155,905	279,653
Loan related derivative contracts:
Interest rate swaps with customers	993,031	991,002
Mirror swaps with counterparties	993,031	991,002
Risk participation-in agreements	147,732	92,717
Interest rate risk management contracts:
Interest rate swaps	360,000	60,000

Allowance for Credit Losses on Unfunded Commitments Rollforward

The activity in the ACL on unfunded commitments for the three months ended June 30, 2021 is presented below:

(Dollars in thousands)	Commercial				Consumer
	CRE	C&I	Total Commercial	Residential Real Estate	Home Equity	Other	Total Consumer	Total
Beginning Balance	$953	$1,314	$2,267	$46	$—	$20	$20	$2,333
Provision	261	(269)	(8)	10	—	(2)	(2)	—
Ending Balance	$1,214	$1,045	$2,259	$56	$—	$18	$18	$2,333

The activity in the ACL on unfunded commitments for the six months ended June 30, 2021 is presented below:

(Dollars in thousands)	Commercial				Consumer
	CRE	C&I	Total Commercial	Residential Real Estate	Home Equity	Other	Total Consumer	Total
Beginning Balance	$907	$1,402	$2,309	$54	$—	$19	$19	$2,382
Provision	307	(357)	(50)	2	—	(1)	(1)	(49)
Ending Balance	$1,214	$1,045	$2,259	$56	$—	$18	$18	$2,333

The activity in the ACL on unfunded commitments for the three months ended June 30, 2020 is presented below:

(Dollars in thousands)	Commercial				Consumer
	CRE	C&I	Total Commercial	Residential Real Estate	Home Equity	Other	Total Consumer	Total
Beginning Balance	$1,132	$847	$1,979	$42	$—	$18	$18	$2,039
Provision	(245)	360	115	—	—	1	1	116
Ending Balance	$887	$1,207	$2,094	$42	$—	$19	$19	$2,155

The activity in the ACL on unfunded commitments for the six months ended June 30, 2020 is presented below:

(Dollars in thousands)	Commercial				Consumer
	CRE	C&I	Total Commercial	Residential Real Estate	Home Equity	Other	Total Consumer	Total
Beginning Balance	$136	$144	$280	$6	$—	$7	$7	$293
Adoption of Topic 326	817	626	1,443	34	—	6	6	1,483
Provision	(66)	437	371	2	—	6	6	379
Ending Balance	$887	$1,207	$2,094	$42	$—	$19	$19	$2,155