CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands		Dec. 31, 2020		Dec. 31, 2019
Assets:
Cash and due from banks		$ 194,143		$ 132,193
Short-term investments		8,125		6,262
Mortgage loans held for sale, at fair value		61,614		27,833
Available for sale debt securities		894,571		899,490
Federal Home Loan Bank stock, at cost		30,285		50,853
Loans:
Total loans	[1]	4,195,990		3,892,999
Less: allowance for credit losses on loans		44,106		27,014
Net loans		4,151,884		3,865,985
Premises and equipment, net		28,870		28,700
Operating lease right-of-use assets		29,521		26,792
Investment in bank-owned life insurance		84,193		82,490
Goodwill		63,909		63,909
Identifiable intangible assets, net		6,305		7,218
Other assets		159,749		100,934
Total assets		5,713,169		5,292,659
Liabilities:
Noninterest-bearing deposits		832,287		609,924
Interest-bearing deposits		3,546,066		2,888,958
Total deposits		4,378,353		3,498,882
Federal Home Loan Bank advances		593,859		1,141,464
Junior subordinated debentures		22,681		22,681
Operating lease liabilities		31,717	[2]	28,861
Other liabilities		152,364		97,279
Total liabilities		5,178,974		4,789,167
Commitments and contingencies (Note 22)
Shareholders’ Equity:
Common stock		1,085		1,085
Paid-in capital		125,610		123,281
Retained earnings		418,246		390,363
Accumulated other comprehensive loss		(7,391)		(11,237)
Treasury stock, at cost		(3,355)		0
Total shareholders’ equity		534,195		503,492
Total liabilities and shareholders’ equity		$ 5,713,169		$ 5,292,659

[1] Includes net unamortized loan origination costs of $1.5 million and $5.3 million, respectively, at December 31, 2020 and 2019 and net unamortized premiums on purchased loans of $787 thousand and $995 thousand, respectively, at December 31, 2020 and 2019.

[2] Includes short-term operating lease liabilities of $2.9 million.