CONSOLIDATED BALANCE SHEETS (Unaudited) - USD ($) $ in Thousands		Sep. 30, 2020		Dec. 31, 2019
Assets:
Cash and due from banks		$ 204,113		$ 132,193
Short-term investments		7,902		6,262
Mortgage loans held for sale, at fair value		68,095		27,833
Available for sale debt securities, at fair value		913,850		899,490
Federal Home Loan Bank stock, at cost		37,469		50,853
Loans:
Total loans	[1]	4,282,047		3,892,999
Less: allowance for credit losses on loans		42,645		27,014
Net loans		4,239,402		3,865,985
Premises and equipment, net		27,711		28,700
Operating lease right-of-use assets		29,861		26,792
Investment in bank-owned life insurance		83,623		82,490
Goodwill		63,909		63,909
Identifiable intangible assets, net		6,530		7,218
Other assets		167,327		100,934
Total assets		5,849,792		5,292,659
Liabilities:
Noninterest-bearing deposits		840,444		609,924
Interest-bearing deposits		3,445,249		2,888,958
Total deposits		4,285,693		3,498,882
Federal Home Loan Bank advances		713,868		1,141,464
Payment Protection Program Lending Facility		105,746		0
Junior subordinated debentures		22,681		22,681
Operating lease liabilities		32,012	[2]	28,861
Other liabilities		162,099		97,279
Total liabilities		5,322,099		4,789,167
Commitments and contingencies (Note 18)
Shareholders' Equity:
Common stock		1,085		1,085
Paid-in capital		124,768		123,281
Retained earnings		408,773		390,363
Accumulated other comprehensive income (loss)		(3,403)		(11,237)
Treasury stock, at cost		(3,530)		0
Total shareholders' equity		527,693		503,492
Total liabilities and shareholders’ equity		$ 5,849,792		$ 5,292,659
Common stock, par value		$ 0.0625		$ 0.0625
Common stock, shares authorized		60,000,000		60,000,000
Common stock, shares outstanding		17,260,219		17,363,455

[1] Includes net unamortized loan origination fees of $670 thousand at September 30, 2020 and net unamortized loan origination costs of $5.3 million, at December 31, 2019 and net unamortized premiums on purchased loans of $919 thousand and $995 thousand, respectively, at September 30, 2020 and December 31, 2019.

[2] Includes short-term operating lease liabilities of $2.9 million.