Commitments and Contingencies (Tables)

3 Months Ended

Mar. 31, 2020

Commitments and Contingencies Disclosure [Abstract]

Financial Instruments with Off Balance Sheet Risk

The following table presents the contractual and notional amounts of financial instruments with off-balance sheet risk:

(Dollars in thousands)	Mar 31, 2020		Dec 31, 2019
Financial instruments whose contract amounts represent credit risk:
Commitments to extend credit:
Commercial loans		$437,120		$471,338
Home equity lines	300,122		295,687
Other loans	85,174		88,613
Standby letters of credit	9,431		13,710
Financial instruments whose notional amounts exceed the amounts of credit risk:
Mortgage loan commitments:
Interest rate lock commitments	161,720		51,439
Forward sale commitments	220,284		94,829
Loan related derivative contracts:
Interest rate swaps with customers	960,481		813,458
Mirror swaps with counterparties	960,481		813,458
Risk participation-in agreements	88,623		72,866
Interest rate risk management contracts:
Interest rate swaps	60,000		60,000

Allowance for Credit Losses on Unfunded Commitments Rollforward

The activity in the ACL on unfunded commitments for the three months ended March 31, 2020 is presented below:

(Dollars in thousands)	Commercial								Consumer
	CRE		C&I		Total Commercial		Residential Real Estate		Home Equity		Other		Total Consumer		Total
Beginning Balance		$136		$144		$280		$6		$—		$7		$7		$293
Adoption of Topic 326 (1)	817		626		1,443		34		—		6		6		1,483
Provision	179		77		256		2		—		5		5		263
Ending Balance		$1,132		$847		$1,979		$42		$—		$18		$18		$2,039

(1)

Adoption of the CECL accounting standard effective January 1, 2020.