CONSOLIDATED BALANCE SHEETS (Unaudited) - USD ($) $ in Thousands		Mar. 31, 2020		Dec. 31, 2019
Assets:
Cash and due from banks		$ 178,678		$ 132,193
Short-term investments		6,591		6,262
Mortgage loans held for sale, at fair value		49,751		27,833
Available for sale debt securities, at fair value		917,392		899,490
Federal Home Loan Bank stock, at cost		53,576		50,853
Loans:
Total loans	[1]	4,090,396		3,892,999
Less: allowance for credit losses on loans		39,665		27,014
Net loans		4,050,731		3,865,985
Premises and equipment, net		28,543		28,700
Operating lease right-of-use assets		26,098		26,792
Investment in bank-owned life insurance		83,053		82,490
Goodwill		63,909		63,909
Identifiable intangible assets, net		6,988		7,218
Other assets		155,669		100,934
Total assets		5,620,979		5,292,659
Liabilities:
Noninterest-bearing deposits		622,893		609,924
Interest-bearing deposits		3,083,421		2,888,958
Total deposits		3,706,314		3,498,882
Federal Home Loan Bank advances		1,198,534		1,141,464
Junior subordinated debentures		22,681		22,681
Operating lease liabilities		28,184	[2]	28,861
Other liabilities		156,669		97,279
Total liabilities		5,112,382		4,789,167
Commitments and contingencies (Note 18)
Shareholders' Equity:
Common stock		1,085		1,085
Paid-in capital		123,167		123,281
Retained earnings		387,243		390,363
Accumulated other comprehensive income (loss)		929		(11,237)
Treasury stock, at cost		(3,827)		0
Total shareholders' equity		508,597		503,492
Total liabilities and shareholders’ equity		$ 5,620,979		$ 5,292,659

[1] Includes net unamortized loan origination costs of $5.2 million and $5.3 million, respectively, at March 31, 2020 and December 31, 2019 and net unamortized premiums on purchased loans of $724 thousand and $995 thousand, respectively, at March 31, 2020 and December 31, 2019.

[2] Includes short-term operating lease liabilities of $2.4 million